Bank of India Q1 FY26 Results:
Net profit for the period declined 3% to ₹1830 crores in Q1 FY26, from ₹1888 crores in Q1 FY25. Net interest income for the quarter decreased 3% year-on-year to ₹6146 crores from ₹6353 crores.
About Bank of India
Bank of India (BoI) is a public sector bank in India. It provides a wide array of banking and financial services. It operates in the Banking and Financial Services sector. The bank was founded on 7th September, 1906, and has a long-standing presence in the industry with a history spanning many years. The headquarters is located in Bandra Kurla Complex, Mumbai, Maharashtra, India. Bank of India provides many services, which include home loans, personal loans, business loans and education loans. The bank also offers services like savings accounts and recurring deposits. +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
-1.72%
Over 6 Months
0.44%
Over 1 Year
14.06%
Over 3 Years
93.54%
Bank of India Summary
Close ₹141.38
Open ₹144.40
High ₹144.40
Low ₹140.21
Volume 1,11,81,743
Net Turnover (in Cr) ₹158.54
52Wk High ₹178.36
52Wk Low ₹108.81
52Wk High / Low
108.81
178.36
Bank of India Fundamentals
Key Financial Data
Market Cap (in Cr) ₹64,365.62
EPS (TTM) 22.73
Book Value (BV) 175.79
Div. Yield 3.29 %
P/E (TTM) 6.12
Price/Book Value 0.80
Delivery % 47.44 %
Face Value 10
Key Ratios
PE Ratio 5.93
PB Ratio 0.78
EV to Sales 13.43
PEG Ratio 0.42
ROA 1.01
ROE 14
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
Bank of India Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Total Revenue | 85,649.56 | 80,412.44 | 67,306.47 | 55,142.86 | 46,291.46 |
| Total Expenses | 71,578.06 | 67,854.11 | 57,113.34 | 49,044.15 | 40,717.81 |
| Profit Before Tax | 13,772.69 | 12,771.03 | 10,375.17 | 6,055.96 | 5,654.84 |
| Profit After Tax | 10,309.25 | 9,552.17 | 6,566.57 | 3,839.34 | 3,487.31 |
| Operating Profit After Depreciation | 14,071.50 | 12,558.33 | 10,193.13 | 6,098.71 | 5,573.65 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Fixed Assets | 11,670.44 | 11,865.11 | 10,177.51 | 9,950.13 | 9,570.11 |
| Total Assets | 11,79,551.59 | 10,56,425.01 | 9,24,280.35 | 8,26,035.75 | 7,43,131.33 |
| Total Shareholder's Fund | 89,958.55 | 80,725.75 | 70,581.25 | 60,432.94 | 56,521.85 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 4,752.86 | 18,534.45 | -4,436.94 | -7,045.04 | -35,486.91 |
| Net Cash Used In Investing Activities | -328.56 | -854.48 | -991.05 | -521.34 | -643.95 |
| Net Cash Used In Financing Activities | -5,672.09 | 34.24 | 3,867.67 | 540.77 | 1,146.13 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Total Revenue | 85,035.54 | 79,819.92 | 66,804.34 | 54,747.61 | 45,954.56 |
| Total Expenses | 71,089.88 | 67,385.47 | 56,705.28 | 48,518.30 | 40,387.80 |
| Profit Before Tax | 13,945.66 | 12,434.45 | 10,099.07 | 6,229.31 | 5,566.76 |
| Profit After Tax | 10,527.15 | 9,219.02 | 6,317.92 | 4,022.94 | 3,404.70 |
| Operating Profit After Depreciation | 13,945.66 | 12,434.45 | 10,099.07 | 6,229.31 | 5,566.76 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Fixed Assets | 11,546.86 | 11,759.92 | 10,078.81 | 9,852.43 | 9,489.56 |
| Total Assets | 11,63,432.79 | 10,42,581.95 | 9,12,597.92 | 8,15,555.61 | 7,34,614.01 |
| Total Shareholder's Fund | 87,990.22 | 78,601.44 | 68,880.67 | 58,970.61 | 55,131.24 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 4,626.34 | 18,241.81 | -2,933.30 | -5,799.42 | -35,316.27 |
| Net Cash Used In Investing Activities | -207.26 | -820.81 | -1,890.22 | -1,345.02 | -834.66 |
| Net Cash Used In Financing Activities | -5,795.13 | -77.22 | 3,365.34 | -17.88 | 1,127.90 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 4,079.36 | 3,673.52 | 3,360.82 | 2,439 | 3,551.26 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 4,035.95 | 3,616.80 | 3,379.61 | 2,913.30 | 3,547.17 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Bank of India Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 139.59
S2 137.81
S3 135.40
Pivot 142
R1 143.78
R2 146.19
R3 147.97
Moving Average
20 SMA 141.42
50 SMA 142.97
100 SMA 151.95
200 SMA 142.47
Bank of India Corporate Actions
Bank of India
₹4.65/Share
Announcement Date 29 May 2026
Record Date 29 May 2026
Div Yield 46%
Bank of India Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹744.60 | ₹11,46,508.96 |
| ICICI Bank Ltd | ₹1,317.40 | ₹9,44,838.05 |
| State Bank of India | ₹1,000.65 | ₹9,23,661.75 |
| Axis Bank Ltd | ₹1,317.10 | ₹4,09,625.51 |
| Kotak Mahindra Bank Ltd | ₹393.10 | ₹3,90,997.27 |
Bank of India Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| Aditya Birla SL PSU Equity Fund | 3.15% |
| DSP Midcap Fund | 1.38% |
| Aditya Birla SL Small Cap Fund | 0.99% |
| SBI Banking & Financial Services Fund | 0.82% |
| Nippon India Growth Mid Cap Fund | 0.43% |
Bank of India News
Bank of India spurts 2.92%, up for five straight sessions
Bank of India is quoting at Rs 144, up 2.92% on the day as on 12:44 IST on the NSE. The stock is up 22.75% in last one year as compared to a 4.17% fall in NIFTY and a 21.66% fall in the Nifty PSU Bank.
25 May 2026, 01:00 pm
Bank of India gains after Q4 PAT climbs 15% YoY to Rs 3,016 cr
Bank of India added 2.79% to Rs 143.65 after the bank reported a 14.85% increase in standalone net profit to Rs 3,015.79 crore on 4.3% increase in total income to Rs 22,685.38 crore in Q4 FY26 over Q4 FY25.
11 May 2026, 09:58 am
Board of Bank of India recommends final dividend
Of Rs 4.65 per share
09 May 2026, 09:43 am
Bank of India to convene AGM
On 15 June 2026
09 May 2026, 09:43 am
Bank of India Q4 PAT climbs 15% YoY to Rs 3,016 cr
Bank of India reported 14.85% increase in standalone net profit to Rs 3,015.79 crore on 4.3% increase in total income to Rs 22,685.38 crore in Q4 FY26 over Q4 FY25.
08 May 2026, 07:04 pm
Bank of India Stock Analysis
- Annual revenue for Bank of India increased by 6.53% to ₹85,035.54 crore in FY 2026 from ₹79,819.92 crore in FY 2025.
- Annual Net Profit for Bank of India increased by 14.19% to ₹10,527.15 crore in FY 2026 from ₹9,219.02 crore in FY 2025.
- Promoter Shareholding in Bank of India remains unchanged by 0.00% in the most recent quarter, from 73.38% in December 2025 to 73.38% in March 2026.
- Bank of India delivered a 1-year return of 14.06% compared to the Nifty 50, which provided a return of -7.87% as of the last trading session.
- Bank of India share price moved up by 1.39% from its previous close of INR ₹141.38. The latest Bank of India share price is INR ₹143.35.
- Bank of India share price today has been at a low of 143.13 and a high of 145.36. Over the past 52 weeks, the Bank of India share price has seen a low of 108.81 and a high of 178.36.
About Bank of India
Bank of India (BoI) is a public sector bank in India. It provides a wide array of banking and financial services. These services include personal and business banking. This means it has loans, deposits, cards, insurance, and investment products.
It operates in the Banking and Financial Services sector. Bank of India was established on September 7, 1906. With a history spanning many years, it has a long-standing presence in the industry. The headquarters of the Bank of India is located in the Bandra Kurla Complex, Mumbai, Maharashtra, India. This strategic location places it at the heart of India’s financial capital. The primary promoter of the Bank of India is the Government of India at 73.38%, ensuring robust support and stability.
Bank of India offers a diverse range of products. It offers home loans, personal loans, business loans, MSME loans, and education loans. There are also services for savings accounts, fixed deposits, and recurring deposits. The bank also does Internet banking and mobile banking. It also provides debit cards and credit cards. The bank also provides life insurance and general insurance services. There are also services for investments like Mutual funds and government bonds. It also provides NRI Services like accounts and investment options for Non-Resident Indians.
The registered office is located at Star House, C-5, G Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400051, Maharashtra, India. The bank is managed by a Board of Directors, with key positions held by senior officials appointed by the Government of India. Here are the main managing promoters of the bank:
Early Years and Establishment Bank of India was founded with a paid-up capital of ₹5 million and 50 employees. The founders envisioned a bank that would cater to the financial needs of the Indian population. It will be adhering to high standards of integrity and service. The bank’s first office was in Mumbai, which was then the commercial capital of India. From its start, the Bank of India focused on providing superior banking services. This helped it quickly gain the trust and confidence of its customers.
Pre-Independence Era During the pre-independence era, the Bank of India played a crucial role in supporting the Indian economy. It provided financial assistance to various sectors, including agriculture, industry, and trade. The bank’s commitment to serving the nation was evident in its efforts to support the economic activities of the time. Despite the challenges posed by colonial rule, the Bank of India continued to grow and expand its operations.
Post-Independence and Nationalization After India gained independence in 1947, the Bank of India continued to play a vital role in the country’s economic development. The bank’s growth route took a significant turn on July 19, 1969. It was nationalized along with 13 other major banks. Nationalization marked a new chapter in the bank’s history. It became a public sector bank under the ownership and control of the Government of India. This move aimed to ensure that banking services reached the masses and contributed to the socio-economic development of the country.
Expansion and Technological Advancements Post-nationalization, the Bank of India embarked on an ambitious expansion plan. It opened numerous branches across India, including rural and semi-urban areas. This ensured that banking services were accessible to a broader population. The bank also ventured into international markets, establishing branches in key financial centres around the world. Today, the Bank of India has a presence in 15 foreign countries. It has 47 branches/offices, including subsidiaries and joint ventures.
Bank of India has been at the forefront of adopting technological advancements to enhance its services. In 1989, it became the first nationalized bank to establish a fully computerized branch and ATM facility at its Mahalaxmi Branch in Mumbai. The bank is also a founding member of SWIFT (Society for Worldwide Interbank Financial Telecommunications). This facilitates cost-effective financial processing and communication services.
Innovations and Contributions Over the years, the Bank of India has introduced several innovative services and systems. It pioneered the Health Code System in 1982 for evaluating and rating its credit portfolio. The bank has also been proactive in implementing various government schemes aimed at financial inclusion. This includes the Pradhan Mantri Jan Dhan Yojana (PMJDY). The scheme has brought millions of unbanked individuals into the formal banking system.
Bank of India’s journey from a single office in Mumbai to a global banking institution is big. It is proof of its resilience, innovation, and commitment to excellence. The bank has a rich history spanning over a century. It has significantly contributed to India’s economic development and financial inclusion. Bank of India remains a pillar of strength and trust for its customers, both in India and abroad.
It operates in the Banking and Financial Services sector. Bank of India was established on September 7, 1906. With a history spanning many years, it has a long-standing presence in the industry. The headquarters of the Bank of India is located in the Bandra Kurla Complex, Mumbai, Maharashtra, India. This strategic location places it at the heart of India’s financial capital. The primary promoter of the Bank of India is the Government of India at 73.38%, ensuring robust support and stability.
Bank of India offers a diverse range of products. It offers home loans, personal loans, business loans, MSME loans, and education loans. There are also services for savings accounts, fixed deposits, and recurring deposits. The bank also does Internet banking and mobile banking. It also provides debit cards and credit cards. The bank also provides life insurance and general insurance services. There are also services for investments like Mutual funds and government bonds. It also provides NRI Services like accounts and investment options for Non-Resident Indians.
The registered office is located at Star House, C-5, G Block, Bandra Kurla Complex, Bandra (East), Mumbai - 400051, Maharashtra, India. The bank is managed by a Board of Directors, with key positions held by senior officials appointed by the Government of India. Here are the main managing promoters of the bank:
- M R Kumar
- Rajneesh Karnatak
- P R Rajagopal
- M Karthikeyan
- Rajiv Mishra
History of the Bank
Bank of India (BoI) is one of India’s oldest and most respected financial institutions. It was established on September 7, 1906, by a group of eminent businessmen from Mumbai. The bank has grown from a single office to a global entity with a significant presence in the banking sector.Early Years and Establishment Bank of India was founded with a paid-up capital of ₹5 million and 50 employees. The founders envisioned a bank that would cater to the financial needs of the Indian population. It will be adhering to high standards of integrity and service. The bank’s first office was in Mumbai, which was then the commercial capital of India. From its start, the Bank of India focused on providing superior banking services. This helped it quickly gain the trust and confidence of its customers.
Pre-Independence Era During the pre-independence era, the Bank of India played a crucial role in supporting the Indian economy. It provided financial assistance to various sectors, including agriculture, industry, and trade. The bank’s commitment to serving the nation was evident in its efforts to support the economic activities of the time. Despite the challenges posed by colonial rule, the Bank of India continued to grow and expand its operations.
Post-Independence and Nationalization After India gained independence in 1947, the Bank of India continued to play a vital role in the country’s economic development. The bank’s growth route took a significant turn on July 19, 1969. It was nationalized along with 13 other major banks. Nationalization marked a new chapter in the bank’s history. It became a public sector bank under the ownership and control of the Government of India. This move aimed to ensure that banking services reached the masses and contributed to the socio-economic development of the country.
Expansion and Technological Advancements Post-nationalization, the Bank of India embarked on an ambitious expansion plan. It opened numerous branches across India, including rural and semi-urban areas. This ensured that banking services were accessible to a broader population. The bank also ventured into international markets, establishing branches in key financial centres around the world. Today, the Bank of India has a presence in 15 foreign countries. It has 47 branches/offices, including subsidiaries and joint ventures.
Bank of India has been at the forefront of adopting technological advancements to enhance its services. In 1989, it became the first nationalized bank to establish a fully computerized branch and ATM facility at its Mahalaxmi Branch in Mumbai. The bank is also a founding member of SWIFT (Society for Worldwide Interbank Financial Telecommunications). This facilitates cost-effective financial processing and communication services.
Innovations and Contributions Over the years, the Bank of India has introduced several innovative services and systems. It pioneered the Health Code System in 1982 for evaluating and rating its credit portfolio. The bank has also been proactive in implementing various government schemes aimed at financial inclusion. This includes the Pradhan Mantri Jan Dhan Yojana (PMJDY). The scheme has brought millions of unbanked individuals into the formal banking system.
Bank of India’s journey from a single office in Mumbai to a global banking institution is big. It is proof of its resilience, innovation, and commitment to excellence. The bank has a rich history spanning over a century. It has significantly contributed to India’s economic development and financial inclusion. Bank of India remains a pillar of strength and trust for its customers, both in India and abroad.
FAQ’s
What is the share price of Bank of India today?
Bank of India share price as on 12 Jun 2026 is ₹ 143.35
What is the Market Cap of Bank of India?
The market cap of Bank of India stock is ₹64,365.62 Cr.
What is the PE Ratio of Bank of India?
The Price to Earnings (P/E) Ratio of Bank of India is 5.93
What is the PB Ratio of Bank of India?
The Price to Book (P/B) Ratio of Bank of India is 0.78
What is the 52 week high of Bank of India Share Price?
The 52 week high of Bank of India share price stands at ₹178.36
What is the 52 week low of Bank of India Share Price?
The 52 week low of Bank of India share price stands at ₹108.81
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