SBI Mutual Fund

Q: How to Calculate SBI Mutual Fund SIP?

Use our SBI Mutual Fund SIP Calculator and SBI Mutual Fund Lumpsum Calculator to estimate your returns based on your investment amount, duration, and expected rate of return.

Scheme Name		Min. Invest	AUM (In Cr)
SBI Automotive Opportunities Fund - Direct (G) Sectoral Fund \| Equity	18.42%	₹5,000	₹6,070.82	Invest
SBI Healthcare Opportunities Fund - Direct (G) Sectoral Fund \| Equity	12.68%	₹5,000	₹5,870	Invest
SBI MNC Fund - Direct (G) Thematic Fund \| Equity	9.32%	₹5,000	₹6,380.58	Invest
SBI Focused Fund - Direct (G) Focused Fund \| Equity	7.80%	₹5,000	₹50,180.32	Invest
SBI Credit Risk Fund - Direct (G) Credit Risk Fund \| Debt	7.28%	₹5,000	₹2,182.18	Invest
SBI Arbitrage Fund - Direct (G) Arbitrage Fund \| Hybrid	6.59%	₹5,000	₹46,309.13	Invest
SBI Liquid Fund - Direct (G) Liquid Fund \| Debt	6.45%	₹500	₹77,480.91	Invest
SBI Ultra Short Term Fund - Dir (G) Ultra Short Term Fund \| Debt	6.37%	₹5,000	₹11,237.26	Invest
SBI Money Market Fund - Direct (G) Money Market Fund \| Debt	6.30%	₹500	₹27,850.34	Invest
SBI Floating Interest Rates Fund - Direct (G) Floating Interest Rates Fund \| Debt	6.16%	₹5,000	₹675.98	Invest
SBI Ultra Short to Short Term Fund - Direct (G) Ultra Short to Short Term Fund \| Debt	5.76%	₹5,000	₹10,942.35	Invest
SBI Medium Term Fund - Direct (G) Medium Term Fund \| Debt	5.49%	₹5,000	₹6,418.65	Invest
SBI CRISIL IBX SDL Index-September 2027 Fund-Dir (G) Index Fund \| Other	5.33%	₹5,000	₹2,216.13	Invest
SBI Income Plus Arbitrage Active FOF - Dir (G) FoFs Domestic \| Other	5.24%	₹5,000	₹1,747.30	Invest
SBI Overnight Fund - Direct (G) Overnight Fund \| Debt	5.22%	₹5,000	₹25,553.01	Invest
SBI Innovative Opportunities Fund - Direct (G) Thematic Fund \| Equity	5.20%	₹5,000	₹5,124.95	Invest
SBI Comma Fund - Direct (G) Thematic Fund \| Equity	5.00%	₹5,000	₹1,207.96	Invest
SBI BSE PSU Bank Index Fund - Direct (G) Index Fund \| Other	4.97%	₹5,000	₹333.21	Invest
SBI Dynamic Term Fund - Direct (G) Dynamic Term Fund \| Debt	4.81%	₹5,000	₹3,502.48	Invest
SBI Multi Asset Allocation Fund - Direct (G) Multi Asset Allocation Fund \| Hybrid	4.75%	₹5,000	₹21,044.19	Invest

SBI Automotive Opportunities Fund - Direct (G)

Equity | Sectoral Fund

1Y returns

18.42%

Min. Invest

₹5,000

AUM

₹6,070.82 Cr

SBI Healthcare Opportunities Fund - Direct (G)

Equity | Sectoral Fund

1Y returns

12.68%

Min. Invest

₹5,000

AUM

₹5,870 Cr

SBI MNC Fund - Direct (G)

Equity | Thematic Fund

1Y returns

9.32%

Min. Invest

₹5,000

AUM

₹6,380.58 Cr

SBI Focused Fund - Direct (G)

Equity | Focused Fund

1Y returns

7.80%

Min. Invest

₹5,000

AUM

₹50,180.32 Cr

SBI Credit Risk Fund - Direct (G)

Equity | Credit Risk Fund

1Y returns

7.28%

Min. Invest

₹5,000

AUM

₹2,182.18 Cr

SBI Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

6.59%

Min. Invest

₹5,000

AUM

₹46,309.13 Cr

SBI Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

6.45%

Min. Invest

₹500

AUM

₹77,480.91 Cr

SBI Ultra Short Term Fund - Dir (G)

Equity | Ultra Short Term Fund

1Y returns

6.37%

Min. Invest

₹5,000

AUM

₹11,237.26 Cr

SBI Money Market Fund - Direct (G)

Equity | Money Market Fund

1Y returns

6.30%

Min. Invest

₹500

AUM

₹27,850.34 Cr

SBI Floating Interest Rates Fund - Direct (G)

Equity | Floating Interest Rates Fund

1Y returns

6.16%

Min. Invest

₹5,000

AUM

₹675.98 Cr

SBI Ultra Short to Short Term Fund - Direct (G)

Equity | Ultra Short to Short Term Fund

1Y returns

5.76%

Min. Invest

₹5,000

AUM

₹10,942.35 Cr

SBI Medium Term Fund - Direct (G)

Equity | Medium Term Fund

1Y returns

5.49%

Min. Invest

₹5,000

AUM

₹6,418.65 Cr

SBI CRISIL IBX SDL Index-September 2027 Fund-Dir (G)

Equity | Index Fund

1Y returns

5.33%

Min. Invest

₹5,000

AUM

₹2,216.13 Cr

SBI Income Plus Arbitrage Active FOF - Dir (G)

Equity | FoFs Domestic

1Y returns

5.24%

Min. Invest

₹5,000

AUM

₹1,747.30 Cr

SBI Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

5.22%

Min. Invest

₹5,000

AUM

₹25,553.01 Cr

SBI Innovative Opportunities Fund - Direct (G)

Equity | Thematic Fund

1Y returns

5.20%

Min. Invest

₹5,000

AUM

₹5,124.95 Cr

SBI Comma Fund - Direct (G)

Equity | Thematic Fund

1Y returns

5.00%

Min. Invest

₹5,000

AUM

₹1,207.96 Cr

SBI BSE PSU Bank Index Fund - Direct (G)

Equity | Index Fund

1Y returns

4.97%

Min. Invest

₹5,000

AUM

₹333.21 Cr

SBI Dynamic Term Fund - Direct (G)

Equity | Dynamic Term Fund

1Y returns

4.81%

Min. Invest

₹5,000

AUM

₹3,502.48 Cr

SBI Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation Fund

1Y returns

4.75%

Min. Invest

₹5,000

AUM

₹21,044.19 Cr

Top 10 SBI Mutual Fund

Scheme Name		Min. Invest	AUM (In Cr)
SBI Automotive Opportunities Fund - Direct (G) Sectoral Fund \| Equity	18.42%	₹5,000	₹6,070.82
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 18.42%, 11.87%, and 11.87%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Healthcare Opportunities Fund - Direct (G) Sectoral Fund \| Equity	12.68%	₹5,000	₹5,870
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 12.68%, 21.83%, and 16.89%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI MNC Fund - Direct (G) Thematic Fund \| Equity	9.32%	₹5,000	₹6,380.58
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.32%, 5.61%, and 6.76%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Focused Fund - Direct (G) Focused Fund \| Equity	7.80%	₹5,000	₹50,180.32
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.80%, 14.53%, and 10.37%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Credit Risk Fund - Direct (G) Credit Risk Fund \| Debt	7.28%	₹5,000	₹2,182.18
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.28%, 8.39%, and 7.62%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Arbitrage Fund - Direct (G) Arbitrage Fund \| Hybrid	6.59%	₹5,000	₹46,309.13
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.59%, 7.27%, and 6.84%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Liquid Fund - Direct (G) Liquid Fund \| Debt	6.45%	₹500	₹77,480.91
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.45%, 6.87%, and 6.35%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹2,000.

SBI Ultra Short Term Fund - Dir (G) Ultra Short Term Fund \| Debt	6.37%	₹5,000	₹11,237.26
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.37%, 7.14%, and 6.49%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

SBI Money Market Fund - Direct (G) Money Market Fund \| Debt	6.30%	₹500	₹27,850.34
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.30%, 7.27%, and 6.67%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

SBI Floating Interest Rates Fund - Direct (G) Floating Interest Rates Fund \| Debt	6.16%	₹5,000	₹675.98
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.16%, 7.43%, and 6.66%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

Top 10 SBI Mutual Fund

SBI Automotive Opportunities Fund - Direct (G)

Equity | Sectoral Fund

1Y returns

18.42%

Min. Invest

₹5,000

AUM

₹6,070.82 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 18.42%, 11.87%, and 11.87%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Healthcare Opportunities Fund - Direct (G)

Equity | Sectoral Fund

1Y returns

12.68%

Min. Invest

₹5,000

AUM

₹5,870 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 12.68%, 21.83%, and 16.89%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI MNC Fund - Direct (G)

Equity | Thematic Fund

1Y returns

9.32%

Min. Invest

₹5,000

AUM

₹6,380.58 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.32%, 5.61%, and 6.76%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Focused Fund - Direct (G)

Equity | Focused Fund

1Y returns

7.80%

Min. Invest

₹5,000

AUM

₹50,180.32 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.80%, 14.53%, and 10.37%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Credit Risk Fund - Direct (G)

Equity | Credit Risk Fund

1Y returns

7.28%

Min. Invest

₹5,000

AUM

₹2,182.18 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.28%, 8.39%, and 7.62%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

6.59%

Min. Invest

₹5,000

AUM

₹46,309.13 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.59%, 7.27%, and 6.84%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

6.45%

Min. Invest

₹500

AUM

₹77,480.91 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.45%, 6.87%, and 6.35%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹2,000.

SBI Ultra Short Term Fund - Dir (G)

Equity | Ultra Short Term Fund

1Y returns

6.37%

Min. Invest

₹5,000

AUM

₹11,237.26 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.37%, 7.14%, and 6.49%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Money Market Fund - Direct (G)

Equity | Money Market Fund

1Y returns

6.30%

Min. Invest

₹500

AUM

₹27,850.34 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.30%, 7.27%, and 6.67%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

SBI Floating Interest Rates Fund - Direct (G)

Equity | Floating Interest Rates Fund

1Y returns

6.16%

Min. Invest

₹5,000

AUM

₹675.98 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.16%, 7.43%, and 6.66%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Ultra Short to Short Term Fund - Direct (G)

Equity | Ultra Short to Short Term Fund

1Y returns

5.76%

Min. Invest

₹5,000

AUM

₹10,942.35 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.76%, 7.17%, and 6.51%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Medium Term Fund - Direct (G)

Equity | Medium Term Fund

1Y returns

5.49%

Min. Invest

₹5,000

AUM

₹6,418.65 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.49%, 7.57%, and 6.70%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI CRISIL IBX SDL Index-September 2027 Fund-Dir (G)

Equity | Index Fund

1Y returns

5.33%

Min. Invest

₹5,000

AUM

₹2,216.13 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.33%, 7.48%, and 7.30%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Income Plus Arbitrage Active FOF - Dir (G)

Equity | FoFs Domestic

1Y returns

5.24%

Min. Invest

₹5,000

AUM

₹1,747.30 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.24%, 5.41%, and 5.41%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

5.22%

Min. Invest

₹5,000

AUM

₹25,553.01 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.22%, 5.99%, and 5.71%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹2,000.

SBI Innovative Opportunities Fund - Direct (G)

Equity | Thematic Fund

1Y returns

5.20%

Min. Invest

₹5,000

AUM

₹5,124.95 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.20%, 3.20%, and 3.20%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Comma Fund - Direct (G)

Equity | Thematic Fund

1Y returns

5.00%

Min. Invest

₹5,000

AUM

₹1,207.96 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.00%, 13.60%, and 8.45%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI BSE PSU Bank Index Fund - Direct (G)

Equity | Index Fund

1Y returns

4.97%

Min. Invest

₹5,000

AUM

₹333.21 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.97%, 18.53%, and 18.53%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Dynamic Term Fund - Direct (G)

Equity | Dynamic Term Fund

1Y returns

4.81%

Min. Invest

₹5,000

AUM

₹3,502.48 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.81%, 7.48%, and 6.79%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

SBI Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation Fund

1Y returns

4.75%

Min. Invest

₹5,000

AUM

₹21,044.19 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.75%, 14.00%, and 12.38%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

FAQ’s

How to Start SBI Mutual Fund SIP Online?

Log in or register on Torus Digital or the SBI Mutual Fund website. Validate your identity using Digilocker. Choose your risk level, select a mutual fund scheme, and decide between a lump sum or SIP.

How to Calculate SBI Mutual Fund SIP?

Use our SBI SIP Calculator and SBI Lumpsum Calculator to estimate your returns based on your investment amount, duration and expected rate of return.

How to Redeem SBI Mutual Fund?

Log in to your account on Torus Digital or the SBI Mutual Fund website. Select the mutual fund you wish to redeem, enter the number of units, and confirm the transaction.

How Much Time Does It Take to Redeem SBI Mutual Fund?

It typically takes 1-3 working days for the redeemed amount to be credited to your bank account, depending on the type of fund.

Why Should I Invest in SBI Mutual Fund?

SBI Mutual Fund offers a diverse range of high-performing schemes, robust risk management, and innovative investment solutions, making it a reliable choice for achieving long-term financial goals.