Punjab National Bank Q1 FY26 Results:
Net profit for the period declined 51% to ₹1,832 crores in Q1 FY26, from ₹3,716 crores in Q1 FY25. Net interest income for the quarter marginally increased year-on-year to ₹10,695 crores, from ₹10,608 crores.
About Punjab National Bank
Punjab National Bank (PNB) is one of India's largest nationalized banks. It provides comprehensive banking and financial services. The bank was founded in the year 1894 during the Swadeshi movement. It was nationalized in 1969 and underwent a significant merger with the Oriental Bank of Commerce and the United Bank of India in 2020. The headquarters of the bank is in New Delhi, India. PNB offers retail banking, corporate banking and digital banking services. These banking services include savings accounts, current accounts, fixed deposits, various loans, credit cards, and treasury services. +
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LOGINOver 1 Month
1.48%
Over 6 Months
-9.70%
Over 1 Year
-3.74%
Over 3 Years
105.96%
Punjab National Bank Summary
Close ₹106.17
Open ₹106.10
High ₹106.84
Low ₹105.12
Volume 2,70,04,122
Net Turnover (in Cr) ₹285.98
52Wk High ₹135.15
52Wk Low ₹98.50
52Wk High / Low
98.50
135.15
Punjab National Bank Fundamentals
Key Financial Data
Market Cap (in Cr) ₹1,22,020.58
EPS (TTM) 14.70
Book Value (BV) 115.10
Div. Yield 2.82 %
P/E (TTM) 7.22
Price/Book Value 0.92
Delivery % 46.88 %
Face Value 2
Key Ratios
PE Ratio 6.84
PB Ratio 0.87
EV to Sales 13.63
PEG Ratio 4.12
ROA 0.89
ROE 13.45
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
Punjab National Bank Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Total Revenue | 1,49,463.30 | 1,40,456.81 | 1,22,394.01 | 99,084.88 | 88,339.49 |
| Total Expenses | 1,32,367.53 | 1,23,017.18 | 1,09,062.30 | 94,223.46 | 83,745.03 |
| Profit Before Tax | 18,466.70 | 18,552.61 | 14,159.95 | 5,150.86 | 4,826.09 |
| Profit After Tax | 18,466.70 | 18,552.61 | 9,157.15 | 3,358.78 | 3,907.59 |
| Operating Profit After Depreciation | 17,095.77 | 17,439.63 | 13,331.71 | 4,861.42 | 4,594.46 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Fixed Assets | 15,625.36 | 13,083.30 | 12,347.84 | 12,083.96 | 10,696.21 |
| Total Assets | 20,33,330.95 | 18,57,543.63 | 15,98,635.96 | 14,93,648.94 | 13,39,301.13 |
| Total Shareholder's Fund | 1,49,972.22 | 1,33,137.96 | 1,10,386.73 | 1,02,880.50 | 97,581.92 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 25,635.41 | 22,075.28 | -27,939.44 | 22,592.10 | 20,032.33 |
| Net Cash Used In Investing Activities | -609 | -1,577.63 | -1,506.42 | -732.47 | -1,204.38 |
| Net Cash Used In Financing Activities | -11,664.01 | -1,138.26 | 3,517.57 | 1,274.97 | 2,031.50 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Total Revenue | 1,47,017.16 | 1,38,070.10 | 1,20,285.16 | 97,286.64 | 87,199.49 |
| Total Expenses | 1,20,267.46 | 1,12,914.03 | 1,07,090.95 | 92,998.38 | 82,883.10 |
| Profit Before Tax | 26,749.70 | 25,156.07 | 13,194.21 | 4,288.26 | 4,316.39 |
| Profit After Tax | 16,903.99 | 16,630.20 | 8,244.62 | 2,507.20 | 3,456.96 |
| Operating Profit After Depreciation | 26,749.70 | 25,156.07 | 13,194.21 | 4,288.26 | 4,316.39 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Fixed Assets | 15,576.77 | 13,053.39 | 12,318.77 | 12,051.07 | 10,673.61 |
| Total Assets | 19,85,892.47 | 18,18,170.73 | 15,61,835.01 | 14,61,831.36 | 13,14,805.02 |
| Total Shareholder's Fund | 1,42,649.74 | 1,27,362.25 | 1,06,476.57 | 99,855.66 | 95,486.90 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 26,302.08 | 22,272.23 | -27,894.60 | 21,779.97 | 20,463.62 |
| Net Cash Used In Investing Activities | -1,415.53 | -1,534.30 | -1,539.34 | -682.24 | -1,207.35 |
| Net Cash Used In Financing Activities | -11,659.32 | -1,122.67 | 3,429.71 | 1,364.30 | 2,040.80 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 7,141.28 | 6,439.88 | 6,527.08 | 6,973.42 | 6,517.79 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 7,076.64 | 6,330.83 | 6,583.98 | 6,758.25 | 6,415.98 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Punjab National Bank Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 105.25
S2 104.32
S3 103.53
Pivot 106.04
R1 106.97
R2 107.76
R3 108.69
Moving Average
20 SMA 104.70
50 SMA 107.42
100 SMA 114.51
200 SMA 115.48
Punjab National Bank Corporate Actions
Punjab National Bank
₹3.0/Share
Announcement Date 12 Jun 2026
Record Date 13 Jun 2026
Div Yield 150%
Punjab National Bank Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹744.60 | ₹11,46,508.96 |
| ICICI Bank Ltd | ₹1,317.40 | ₹9,44,838.05 |
| State Bank of India | ₹1,000.65 | ₹9,23,661.75 |
| Axis Bank Ltd | ₹1,317.10 | ₹4,09,625.51 |
| Kotak Mahindra Bank Ltd | ₹393.10 | ₹3,90,997.27 |
Punjab National Bank Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI Contra Fund | 2.60% |
| SBI Balanced Advantage Fund | 1.74% |
| SBI Multi Asset Allocation Fund | 1.22% |
| Invesco India Arbitrage Fund | 0.99% |
| SBI Arbitrage Opportunities Fund | 0.75% |
Punjab National Bank News
PNB posts over 14% YoY rise in Q4 PAT; clocks net interest income of Rs 10,380 crore
Punjab National Bank has reported 14.4% rise in net profit to Rs 5,225 crore despite a 1.1% fall in total income to Rs 36,319 crore in Q4 FY26 as compared with Q4 FY25.
05 May 2026, 02:29 pm
Board of Punjab National Bank recommends final dividend
Of Rs 3 per share
05 May 2026, 02:14 pm
Punjab National Bank schedules AGM
On 20 June 2026
05 May 2026, 02:14 pm
Punjab National Bank slips for fifth straight session
Punjab National Bank is quoting at Rs 108.58, down 0.09% on the day as on 13:19 IST on the NSE. The stock jumped 14.94% in last one year as compared to a 1.39% slide in NIFTY and a 0.85% spurt in the Nifty Bank index.
05 May 2026, 01:35 pm
Punjab National Bank schedules board meeting
On 5 May 2026
30 Apr 2026, 10:18 am
Punjab National Bank Stock Analysis
- Annual revenue for Punjab National Bank increased by 6.48% to ₹1,47,017.16 crore in FY 2026 from ₹1,38,070.10 crore in FY 2025.
- Annual Net Profit for Punjab National Bank increased by 1.65% to ₹16,903.99 crore in FY 2026 from ₹16,630.20 crore in FY 2025.
- Promoter Shareholding in Punjab National Bank remains unchanged by 0.00% in the most recent quarter, from 70.08% in December 2025 to 70.08% in March 2026.
- Punjab National Bank delivered a 1-year return of -3.74% compared to the Nifty 50, which provided a return of -7.87% as of the last trading session.
- Punjab National Bank share price moved down by 1.22% from its previous close of INR ₹106.17. The latest Punjab National Bank share price is INR ₹104.87.
- Punjab National Bank share price today has been at a low of 104.68 and a high of 107.52. Over the past 52 weeks, the Punjab National Bank share price has seen a low of 98.50 and a high of 135.15.
About Punjab National Bank
Punjab National Bank (PNB) provides a comprehensive range of banking and financial services. It is one of India's largest nationalized banks. Operating in the Banking and Financial Services sector, PNB is classified as a public sector bank under the ownership of the Government of India.
PNB was established in 1894 during the Swadeshi movement. It has a rich history spanning over a century. The bank was nationalized in 1969 along with 13 other major Indian banks. This marks its transition to public sector ownership. In 2020, the bank underwent a significant merger with the Oriental Bank of Commerce and the United Bank of India, further strengthening its position.
The bank's headquarters is located in New Delhi, India. Being a public sector bank, the Government of India serves as the primary promoter. It holds the entire 70.08% of the bank's promoter shareholding.
PNB offers a wide range of products, including retail banking, corporate banking, digital banking, international banking, and treasury services. Its key products include savings accounts, current accounts and fixed deposits. The bank also provides loans (home, personal, vehicle, education), credit cards, and various digital banking solutions.
PNB is not the largest bank by market capitalization. However, it is India's second-largest public sector bank after the State Bank of India in terms of business size and branch network.
The registered office of the company is located at Plot No 4, Sector 10, Dwarka, New Delhi - 110075, India. Its registrar & transfer agent is Beetal Financial & Computer Services (P) Ltd. The key managerial promoters of the company include:
Financial Inclusion Impact PNB has been instrumental in promoting financial inclusion across India, particularly in rural and semi-urban areas. The bank has brought formal banking services to millions of previously unbanked citizens. This is achieved through its extensive network of several branches and ATMs. Their focus on rural banking has helped reduce dependency on informal lending sources and promoted organized financial services in remote areas.
Economic Development Role The bank has significantly contributed to India's economic growth by providing credit to various sectors. PNB's lending policies have supported both large corporations and MSMEs. This plays a crucial role in industrial development. Their priority sector lending has been particularly influential in agriculture, small businesses, and housing sectors, contributing to grassroots economic development.
Digital Banking Revolution PNB has been at the forefront of digital banking transformation in India. The bank has influenced how millions of Indians conduct their banking transactions. This is done by embracing technology and introducing various digital banking solutions. Their digital initiatives have improved banking accessibility and reduced the cost of financial services for customers across economic segments.
Employment Generation As one of India's largest employers in the banking sector, PNB has created significant direct employment opportunities. Moreover, the bank has indirectly contributed to job creation across multiple sectors. This is accomplished through its lending activities and support to various industries. Their training programs have helped develop skilled banking professionals who have contributed to the entire banking industry.
Social Welfare Initiatives The bank's influence extends to social welfare through various initiatives. PNB has been active in implementing government schemes like Jan Dhan Yojana, direct benefit transfers, and various pension schemes. Their corporate social responsibility initiatives have impacted the education, healthcare, and skill development sectors.
Agricultural Sector Impact PNB has significantly influenced India's agricultural sector through specialized lending programs and rural banking services. Their support to farmers through various schemes and credit facilities has helped modernize agricultural practices and improve rural livelihoods.
International Banking Influence The bank's international presence has facilitated trade finance and NRI services. This influences India's international trade and remittance flows. Their overseas operations have helped Indian businesses expand globally and supported the Indian diaspora's banking needs.
Punjab National Bank's influence on India's banking sector and overall economy has been profound and multifaceted. PNB has consistently adapted to changing times while maintaining its core mission of serving the nation's banking needs. The bank's impact on financial inclusion and economic development continues to shape India's banking sector.
As the banking industry evolves with new technologies and changing customer preferences, PNB's role remains crucial in bridging the gap between traditional and modern banking while ensuring financial services reach all segments of society. The bank's legacy and continued influence make it not just a financial institution but a vital contributor to India's economic and social development.
PNB was established in 1894 during the Swadeshi movement. It has a rich history spanning over a century. The bank was nationalized in 1969 along with 13 other major Indian banks. This marks its transition to public sector ownership. In 2020, the bank underwent a significant merger with the Oriental Bank of Commerce and the United Bank of India, further strengthening its position.
The bank's headquarters is located in New Delhi, India. Being a public sector bank, the Government of India serves as the primary promoter. It holds the entire 70.08% of the bank's promoter shareholding.
PNB offers a wide range of products, including retail banking, corporate banking, digital banking, international banking, and treasury services. Its key products include savings accounts, current accounts and fixed deposits. The bank also provides loans (home, personal, vehicle, education), credit cards, and various digital banking solutions.
PNB is not the largest bank by market capitalization. However, it is India's second-largest public sector bank after the State Bank of India in terms of business size and branch network.
The registered office of the company is located at Plot No 4, Sector 10, Dwarka, New Delhi - 110075, India. Its registrar & transfer agent is Beetal Financial & Computer Services (P) Ltd. The key managerial promoters of the company include:
- K G Ananthakrishnan
- Atul Kumar Goel
- M Paramasivam
- Binod Kumar
- Kalyan Kumar
Influence of the Company
Punjab National Bank (PNB) was established during the Swadeshi movement in 1894. It has been a cornerstone of India's banking sector for over a century. Its influence extends beyond mere banking services, playing a pivotal role in shaping India's financial landscape. Also, it is contributing significantly to the nation's economic development. As the second-largest public sector bank, PNB's impact is evident across various economic and social dimensions.Financial Inclusion Impact PNB has been instrumental in promoting financial inclusion across India, particularly in rural and semi-urban areas. The bank has brought formal banking services to millions of previously unbanked citizens. This is achieved through its extensive network of several branches and ATMs. Their focus on rural banking has helped reduce dependency on informal lending sources and promoted organized financial services in remote areas.
Economic Development Role The bank has significantly contributed to India's economic growth by providing credit to various sectors. PNB's lending policies have supported both large corporations and MSMEs. This plays a crucial role in industrial development. Their priority sector lending has been particularly influential in agriculture, small businesses, and housing sectors, contributing to grassroots economic development.
Digital Banking Revolution PNB has been at the forefront of digital banking transformation in India. The bank has influenced how millions of Indians conduct their banking transactions. This is done by embracing technology and introducing various digital banking solutions. Their digital initiatives have improved banking accessibility and reduced the cost of financial services for customers across economic segments.
Employment Generation As one of India's largest employers in the banking sector, PNB has created significant direct employment opportunities. Moreover, the bank has indirectly contributed to job creation across multiple sectors. This is accomplished through its lending activities and support to various industries. Their training programs have helped develop skilled banking professionals who have contributed to the entire banking industry.
Social Welfare Initiatives The bank's influence extends to social welfare through various initiatives. PNB has been active in implementing government schemes like Jan Dhan Yojana, direct benefit transfers, and various pension schemes. Their corporate social responsibility initiatives have impacted the education, healthcare, and skill development sectors.
Agricultural Sector Impact PNB has significantly influenced India's agricultural sector through specialized lending programs and rural banking services. Their support to farmers through various schemes and credit facilities has helped modernize agricultural practices and improve rural livelihoods.
International Banking Influence The bank's international presence has facilitated trade finance and NRI services. This influences India's international trade and remittance flows. Their overseas operations have helped Indian businesses expand globally and supported the Indian diaspora's banking needs.
Punjab National Bank's influence on India's banking sector and overall economy has been profound and multifaceted. PNB has consistently adapted to changing times while maintaining its core mission of serving the nation's banking needs. The bank's impact on financial inclusion and economic development continues to shape India's banking sector.
As the banking industry evolves with new technologies and changing customer preferences, PNB's role remains crucial in bridging the gap between traditional and modern banking while ensuring financial services reach all segments of society. The bank's legacy and continued influence make it not just a financial institution but a vital contributor to India's economic and social development.
FAQ’s
What is the share price of Punjab National Bank today?
Punjab National Bank share price as on 12 Jun 2026 is ₹ 104.87
What is the Market Cap of Punjab National Bank?
The market cap of Punjab National Bank stock is ₹1,22,020.58 Cr.
What is the PE Ratio of Punjab National Bank?
The Price to Earnings (P/E) Ratio of Punjab National Bank is 6.84
What is the PB Ratio of Punjab National Bank?
The Price to Book (P/B) Ratio of Punjab National Bank is 0.87
What is the 52 week high of Punjab National Bank Share Price?
The 52 week high of Punjab National Bank share price stands at ₹135.15
What is the 52 week low of Punjab National Bank Share Price?
The 52 week low of Punjab National Bank share price stands at ₹98.50
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