Central Bank Q1 FY26 Results:
Net profit for the period rose 36.0% to ₹1,282 crores in Q1 FY26, from ₹942.4 crores in Q1 FY25. Total income for the quarter increased 9.2% year-on-year to ₹10,410.1 crores from ₹9,533.4 crores.
About Central Bank of India
The Central Bank of India is a major public sector banking institution in India. It was established in 1911 and boasts a rich legacy spanning decades. Headquartered in Mumbai, the bank has evolved into a comprehensive financial services provider. It serves diverse customer segments, including individuals and government bodies. The bank’s service portfolio encompasses a comprehensive range of financial products and services. This includes traditional banking services (savings and current accounts), term deposit facilities, lending products (home, personal, and business loans), credit card services and investment options (mutual funds and insurance products). +
The Current prices are delayed, log in for live prices
LOGINOver 1 Month
-15.35%
Over 6 Months
-17.46%
Over 1 Year
-24.82%
Over 3 Years
11.74%
Central Bank of India Summary
Close ₹30.17
Open ₹30.50
High ₹30.59
Low ₹30.10
Volume 75,35,368
Net Turnover (in Cr) ₹22.82
52Wk High ₹40.92
52Wk Low ₹29.32
52Wk High / Low
29.32
40.92
Central Bank of India Fundamentals
Key Financial Data
Market Cap (in Cr) ₹27,308.08
EPS (TTM) 4.83
Book Value (BV) 38.17
Div. Yield 5.96 %
P/E (TTM) 6.25
Price/Book Value 0.79
Delivery % 49.40 %
Face Value 10
Key Ratios
PE Ratio 10.21
PB Ratio 1.19
EV to Sales 12.97
PEG Ratio 0.24
ROA 0.86
ROE 12.48
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -
Central Bank of India Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 39,667.95 | 35,561.98 | 29,741.59 | 25,870.83 | 25,940.30 |
| Total Expenses | 34,701.14 | 31,481.67 | 27,069.12 | 24,134.20 | 27,254.81 |
| Profit Before Tax | 5,092.22 | 4,180.95 | 2,751.53 | 1,755.08 | -1,430.92 |
| Profit After Tax | 3,943.21 | 2,676.62 | 1,688.39 | 1,082.95 | -994.89 |
| Operating Profit After Depreciation | 4,966.81 | 4,080.31 | 2,672.47 | 1,736.63 | -1,314.52 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 5,214.03 | 5,345.24 | 4,785.59 | 4,964.27 | 5,141.79 |
| Total Assets | 4,80,456.84 | 4,47,771.57 | 4,07,079.71 | 3,87,292.18 | 3,69,974.48 |
| Total Shareholder's Fund | 36,881.48 | 32,374.41 | 29,216.73 | 27,549.41 | 26,496.84 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -2,459.64 | -5,909.91 | -8,786.34 | 14,276.55 | -2,003.33 |
| Net Cash Used In Investing Activities | -450.77 | -584.23 | -208.66 | -133.38 | -202.45 |
| Net Cash Used In Financing Activities | 1,500 | - | - | - | 5,055 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Total Revenue | 39,520.44 | 35,433.52 | 29,625.60 | 25,770.13 | 25,845.91 |
| Total Expenses | 34,586.17 | 31,380.13 | 26,980.26 | 24,053.17 | 27,169.52 |
| Profit Before Tax | 4,934.27 | 4,053.39 | 2,645.34 | 1,716.96 | -1,323.61 |
| Profit After Tax | 3,785.26 | 2,549.06 | 1,582.20 | 1,044.83 | -887.58 |
| Operating Profit After Depreciation | 4,934.27 | 4,053.39 | 2,645.34 | 1,716.96 | -1,323.61 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 5,204.28 | 5,335.74 | 4,776.28 | 4,955.04 | 5,132.42 |
| Total Assets | 4,79,128.13 | 4,46,672.68 | 4,06,165.48 | 3,86,565.59 | 3,69,214.99 |
| Total Shareholder's Fund | 36,506.08 | 32,147.96 | 29,108.91 | 27,526.71 | 26,505.09 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -2,468.93 | -5,916.22 | -8,794.18 | 14,268.32 | -1,986.89 |
| Net Cash Used In Investing Activities | -441.72 | -575.93 | -200.50 | -125.29 | -193.92 |
| Net Cash Used In Financing Activities | 1,500 | - | - | - | 5,055 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 1,609.42 | 1,592.28 | 1,479.20 | 1,877.79 | 1,170.58 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 1,591.78 | 1,588.21 | 1,471.48 | 1,782.87 | 1,158.47 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Central Bank of India Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 29.98
S2 29.80
S3 29.49
Pivot 30.29
R1 30.47
R2 30.78
R3 30.96
Moving Average
20 SMA 31.64
50 SMA 33.86
100 SMA 35.42
200 SMA 36.42
Central Bank of India Corporate Actions
Central Bank of India
₹0.6/Share
Announcement Date 08 May 2026
Record Date 08 May 2026
Div Yield 6%
Central Bank of India Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| HDFC Bank Ltd | ₹744.60 | ₹11,46,508.96 |
| ICICI Bank Ltd | ₹1,317.40 | ₹9,44,838.05 |
| State Bank of India | ₹1,000.65 | ₹9,23,661.75 |
| Axis Bank Ltd | ₹1,317.10 | ₹4,09,625.51 |
| Kotak Mahindra Bank Ltd | ₹393.10 | ₹3,90,997.27 |
Central Bank of India Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| ICICI Pru PSU Equity Fund | 1.08% |
| ICICI Pru Banking & Financial Services Fund | 0.95% |
| ICICI Pru Housing Opportunities Fund | 0.53% |
| ICICI Pru Value Fund | 0.48% |
| ICICI Pru Equity & Debt Fund | 0.28% |
Central Bank of India News
Central Bank of India gains for third straight session
Central Bank of India is quoting at Rs 31.06, up 2.07% on the day as on 12:49 IST on the NSE. The stock is down 22.64% in last one year as compared to a 7.57% jump in NIFTY and a 17.79% jump in the Nifty PSU Bank index.
09 Jun 2026, 01:05 pm
Central Bank of India to convene AGM
On 17 July 2026
05 Jun 2026, 04:08 pm
Central Bank of India appoints Vivek Kumar as CFO
Central Bank of India has appointed Vivek Kumar, General Manager (Finance & Accounts), as the chief financial officer (CFO) of the bank for a period of three years with effect from 3 June 2026.
04 Jun 2026, 10:20 am
Central Bank government OFS gets fully subscribed
The Government of India launched an offer for sale (OFS) to divest stake in the public sector lender.
27 May 2026, 01:26 pm
Central Bank declines as government begins stake sale via OFS
Central Bank of India dropped 6.52% to Rs 31.70 after the government launched an offer for sale (OFS) to divest stake in the public sector lender.
22 May 2026, 01:38 pm
Central Bank of India Stock Analysis
- Annual revenue for Central Bank of India increased by 11.53% to ₹39,520.44 crore in FY 2025 from ₹35,433.52 crore in FY 2024.
- Annual Net Profit for Central Bank of India increased by 48.50% to ₹3,785.26 crore in FY 2025 from ₹2,549.06 crore in FY 2024.
- Promoter Shareholding in Central Bank of India decreased by 9.05% in the most recent quarter, from 89.27% in March 2026 to 81.19% in May 2026.
- Central Bank of India delivered a 1-year return of -24.82% compared to the Nifty 50, which provided a return of -7.87% as of the last trading session.
- Central Bank of India share price moved up by 1.49% from its previous close of INR ₹30.17. The latest Central Bank of India share price is INR ₹30.62.
- Central Bank of India share price today has been at a low of 30.53 and a high of 30.73. Over the past 52 weeks, the Central Bank of India share price has seen a low of 29.32 and a high of 40.92.
About Central Bank of India
The Central Bank of India is a major public sector banking institution in India. It was established in 1911 and boasts a rich legacy spanning decades. Headquartered in Mumbai, the bank has evolved into a comprehensive financial services provider. It serves diverse customer segments, including individuals and government bodies.
As a public sector bank, it operates under the significant ownership of the Government of India. The President of India serves as its primary promoter, holding 93.08% of the total equity. This government backing contributes to the bank’s stability. It also enhances public trust in its operations. The Central Bank of India may not be India’s largest bank, but it does maintain a substantial presence in the nation's banking market. Many managerial promoters have contributed to the success of the bank. They are ● Vivek Wahi ● Pradip Pranlal Khimani ● Dinesh Pangtey ● Charulatha S Kar ● Mahendra Dohare Operating from its registered office at Chander Mukhi, Nariman Point, Mumbai, the bank has developed an extensive network of branches and ATMs throughout India. Meanwhile, its registrar’s office is at Vikhroli. This widespread presence enables it to effectively serve its customer base across the country. The bank’s service portfolio encompasses a comprehensive range of financial products and services. This includes ● Traditional banking services (savings and current accounts) ● Term deposit facilities ● Various lending products (home, personal, and business loans) ● Credit card services ● Investment options (mutual funds and insurance products) The Central Bank of India has established itself as a reliable banking partner for millions of customers. The bank’s public sector status and its extensive service offerings position it as a major contributor to India’s banking infrastructure.
One of the key roles of the Central Bank of India is to offer a wide range of banking products and services. These include savings and current accounts, fixed deposits, loans and investment products. The bank helps individuals manage their finances by providing these services.
The Central Bank of India also plays a significant role in implementing government policies and schemes. For example, the bank participates in various government initiatives aimed at promoting financial inclusion, such as the Pradhan Mantri Jan Dhan Yojana (PMJDY). Under this scheme, the bank helps open zero-balance savings accounts for the unbanked population. This initiative has been instrumental in bringing millions of people into the formal banking system.
Another important aspect of the Central Bank of India’s role is its focus on rural banking. The bank has a vast network of branches and ATMs across the country, including in remote and rural areas. This reach allows the bank to serve the financial needs of rural communities, which are often underserved by private-sector banks. As a result, the Central Bank of India helps promote economic development and improve the quality of life for rural residents.
The bank also supports small and medium-sized enterprises (SMEs), which are a vital part of the Indian economy. Through various loan schemes and financial products, the Central Bank of India helps SMEs access the capital they need to grow and succeed. This support is crucial for job creation and economic growth, as SMEs are significant employers and contributors to the country’s GDP.
The Central Bank of India is also known for its stability and trustworthiness. As a public sector bank, it is backed by the Government of India, which provides a sense of security to its customers. This trust is further reinforced by the bank’s long history and reputation for reliability. In addition to its core banking functions, the Central Bank of India is involved in various social initiatives. The bank undertakes corporate social responsibility (CSR) activities. These activities are aimed at improving education, healthcare, and environmental sustainability. As a result, these initiatives reflect the bank’s commitment to the well-being of society.
Despite facing challenges such as competition from private sector banks and the need to adapt to technological advancements, the Central Bank of India continues to play a vital role in the country’s banking sector. The bank is evolving to meet the changing needs of its customers and to stay relevant in a rapidly changing financial landscape.
Overall, the Central Bank of India is a cornerstone of the public sector banking system in India. It provides a wide range of banking products and services along with a commitment to financial inclusion. This makes the bank an essential institution in the country's financial ecosystem.
The bank’s role in implementing government policies and schemes further underscores its importance in promoting economic development. As the bank evolves and adapts to new challenges, it will be a key player in India’s banking sector for years to come.
As a public sector bank, it operates under the significant ownership of the Government of India. The President of India serves as its primary promoter, holding 93.08% of the total equity. This government backing contributes to the bank’s stability. It also enhances public trust in its operations. The Central Bank of India may not be India’s largest bank, but it does maintain a substantial presence in the nation's banking market. Many managerial promoters have contributed to the success of the bank. They are ● Vivek Wahi ● Pradip Pranlal Khimani ● Dinesh Pangtey ● Charulatha S Kar ● Mahendra Dohare Operating from its registered office at Chander Mukhi, Nariman Point, Mumbai, the bank has developed an extensive network of branches and ATMs throughout India. Meanwhile, its registrar’s office is at Vikhroli. This widespread presence enables it to effectively serve its customer base across the country. The bank’s service portfolio encompasses a comprehensive range of financial products and services. This includes ● Traditional banking services (savings and current accounts) ● Term deposit facilities ● Various lending products (home, personal, and business loans) ● Credit card services ● Investment options (mutual funds and insurance products) The Central Bank of India has established itself as a reliable banking partner for millions of customers. The bank’s public sector status and its extensive service offerings position it as a major contributor to India’s banking infrastructure.
Central Bank of India’s Role in Public Sector Banking
The Central Bank of India plays a crucial role in India’s public sector banking landscape. Established in 1911, it is one of the country’s oldest and most respected banks. The bank’s primary aim is to provide financial services to all segments of society, including individuals and businesses. This mission aligns with the broader goals of public sector banks in India.One of the key roles of the Central Bank of India is to offer a wide range of banking products and services. These include savings and current accounts, fixed deposits, loans and investment products. The bank helps individuals manage their finances by providing these services.
The Central Bank of India also plays a significant role in implementing government policies and schemes. For example, the bank participates in various government initiatives aimed at promoting financial inclusion, such as the Pradhan Mantri Jan Dhan Yojana (PMJDY). Under this scheme, the bank helps open zero-balance savings accounts for the unbanked population. This initiative has been instrumental in bringing millions of people into the formal banking system.
Another important aspect of the Central Bank of India’s role is its focus on rural banking. The bank has a vast network of branches and ATMs across the country, including in remote and rural areas. This reach allows the bank to serve the financial needs of rural communities, which are often underserved by private-sector banks. As a result, the Central Bank of India helps promote economic development and improve the quality of life for rural residents.
The bank also supports small and medium-sized enterprises (SMEs), which are a vital part of the Indian economy. Through various loan schemes and financial products, the Central Bank of India helps SMEs access the capital they need to grow and succeed. This support is crucial for job creation and economic growth, as SMEs are significant employers and contributors to the country’s GDP.
The Central Bank of India is also known for its stability and trustworthiness. As a public sector bank, it is backed by the Government of India, which provides a sense of security to its customers. This trust is further reinforced by the bank’s long history and reputation for reliability. In addition to its core banking functions, the Central Bank of India is involved in various social initiatives. The bank undertakes corporate social responsibility (CSR) activities. These activities are aimed at improving education, healthcare, and environmental sustainability. As a result, these initiatives reflect the bank’s commitment to the well-being of society.
Despite facing challenges such as competition from private sector banks and the need to adapt to technological advancements, the Central Bank of India continues to play a vital role in the country’s banking sector. The bank is evolving to meet the changing needs of its customers and to stay relevant in a rapidly changing financial landscape.
Overall, the Central Bank of India is a cornerstone of the public sector banking system in India. It provides a wide range of banking products and services along with a commitment to financial inclusion. This makes the bank an essential institution in the country's financial ecosystem.
The bank’s role in implementing government policies and schemes further underscores its importance in promoting economic development. As the bank evolves and adapts to new challenges, it will be a key player in India’s banking sector for years to come.
FAQ’s
What is the share price of Central Bank of India today?
Central Bank of India share price as on 12 Jun 2026 is ₹ 30.62
What is the Market Cap of Central Bank of India?
The market cap of Central Bank of India stock is ₹27,308.08 Cr.
What is the PE Ratio of Central Bank of India?
The Price to Earnings (P/E) Ratio of Central Bank of India is 10.21
What is the PB Ratio of Central Bank of India?
The Price to Book (P/B) Ratio of Central Bank of India is 1.19
What is the 52 week high of Central Bank of India Share Price?
The 52 week high of Central Bank of India share price stands at ₹40.92
What is the 52 week low of Central Bank of India Share Price?
The 52 week low of Central Bank of India share price stands at ₹29.32
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