General Insurance Corporation of India Q1 FY26 Results:
Net profit rose 81% to ₹2,531 crores, compared to ₹1,401 crores in Q1 FY25. Net premium written in Q1 FY26 increased 2% to ₹11,824 crores from ₹11,591 crores in the same period last year.
About General Insurance Corporation of India
General Insurance Corporation of India Ltd (GIC Re) is a prominent public sector reinsurance company in India. The company specializes in providing reinsurance services to direct general insurance companies. It operates in the insurance sector. The company was incorporated on November 22, 1972, under the Companies Act of 1956, making it many decades old. General Insurance Corporation of India Ltd's headquarters is in Mumbai, Maharashtra, India. GIC Re’s main products include a wide range of reinsurance solutions, such as property reinsurance, marine reinsurance, motor reinsurance, health reinsurance, and agriculture reinsurance. +
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LOGINOver 1 Month
-5.28%
Over 6 Months
-1.25%
Over 1 Year
-8.50%
Over 3 Years
104.47%
General Insurance Corporation of India Summary
Close ₹370.40
Open ₹378
High ₹379
Low ₹369.30
Volume 3,30,252
Net Turnover (in Cr) ₹12.3
52Wk High ₹424.65
52Wk Low ₹350.25
52Wk High / Low
350.25
424.65
General Insurance Corporation of India Fundamentals
Key Financial Data
Market Cap (in Cr) ₹64,982.98
EPS (TTM) 47.84
Book Value (BV) 369.94
Div. Yield 2.70 %
P/E (TTM) 7.75
Price/Book Value 1
Delivery % 66.56 %
Face Value 5
Key Ratios
PE Ratio 10.99
PB Ratio 1.28
EV to Sales 1
PEG Ratio 3.48
ROA 7.89
ROE 16.05
Debt-Equity -
Net Profit Margin 13.61
Operating Profit Margin 17.83
General Insurance Corporation of India Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Profit Before Tax | 9,104.65 | 7,924.91 | 8,031.18 | 3,754.65 | 3,069.32 |
| Profit After Tax | 6,973.97 | 6,508.15 | 6,577.16 | 2,198.76 | 1,824.99 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 326.56 | 317.78 | 324.02 | 200.19 | 199.64 |
| Total Current Assets | 50,331.94 | 47,531.59 | 46,893.69 | 46,734.33 | 45,842.50 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 1,975.99 | -211.72 | 11,722.24 | 9,050.78 | 13,283.61 |
| Net Cash Used In Investing Activities | -275.07 | 1,749.02 | -9,076.40 | -6,188.25 | -10,801.54 |
| Net Cash Used In Financing Activities | -1,754.40 | -1,263.17 | -394.74 | - | - |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Profit Before Tax | 8,765.64 | 7,877.93 | 7,749.44 | 3,560.14 | 3,163.38 |
| Profit After Tax | 6,701.36 | 6,497.30 | 6,312.50 | 2,005.74 | 1,920.44 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 287.50 | 287.08 | 294.27 | 170.37 | 169.28 |
| Total Current Assets | 48,415.97 | 45,737.68 | 45,377.52 | 43,385.43 | 43,165.56 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | -770.31 | -447.73 | 11,349.12 | 8,419.89 | 12,823.66 |
| Net Cash Used In Investing Activities | 2,294.38 | 1,936.88 | -8,753.22 | -5,630.86 | -10,383.36 |
| Net Cash Used In Financing Activities | -1,754.40 | -1,263.17 | -394.74 | - | - |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | 13,018.27 | 12,588.62 | 12,755.45 | 14,623.26 | 13,208.55 |
| Total Expenses | 10,318.64 | 10,222.73 | 9,774.79 | 11,874.81 | 9,612.49 |
| Profit Before Tax | 3,344.71 | 2,500.70 | 3,533.39 | 2,807.14 | 3,741.76 |
| Profit After Tax | 2,378.33 | 1,891.76 | 2,698.01 | 2,172.77 | 2,363.87 |
| Operating Profit after Depreciation | 3,344.71 | 2,500.70 | 3,533.39 | 2,807.14 | 3,741.76 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | 12,844.52 | 12,504.74 | 12,716.48 | 14,401.95 | 12,583.17 |
| Total Expenses | 10,284.97 | 10,532.44 | 9,593.79 | 12,209.89 | 9,209.55 |
| Profit Before Tax | 3,197.13 | 2,116.93 | 3,691.06 | 2,243.54 | 3,520.61 |
| Profit After Tax | 2,254.24 | 1,518.92 | 2,866.79 | 1,752.23 | 2,182.89 |
| Operating Profit after Depreciation | 3,197.13 | 2,116.93 | 3,691.06 | 2,243.54 | 3,520.61 |
General Insurance Corporation of India Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 366.80
S2 363.20
S3 357.10
Pivot 372.90
R1 376.50
R2 382.60
R3 386.20
Moving Average
20 SMA 385.23
50 SMA 389.24
100 SMA 381.79
200 SMA 379.34
General Insurance Corporation of India Corporate Actions
General Insurance Corporation of India
₹10.0/Share
Announcement Date 04 Sep 2025
Record Date 05 Sep 2025
Div Yield 200%
General Insurance Corporation of India Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Life Insurance Corporation of India | ₹393 | ₹4,97,144.82 |
| SBI Life Insurance Company Ltd | ₹1,723.20 | ₹1,72,839.85 |
| HDFC Life Insurance Company Ltd | ₹545.60 | ₹1,17,737.81 |
| ICICI Lombard General Insurance Company Ltd | ₹1,712 | ₹85,447.23 |
| ICICI Prudential Life Insurance Company Ltd | ₹460.50 | ₹66,803.26 |
General Insurance Corporation of India Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI PSU Fund | 2.40% |
| UTI Multi Cap Fund | 1.46% |
| ICICI Pru PSU Equity Fund | 1.36% |
| Bandhan Large & Mid Cap Fund | 1.36% |
| Mirae Asset Banking&Financial Services Fund | 1.04% |
General Insurance Corporation of India News
GICRE announces cessation of MD & CEO
01 Jun 2026, 06:28 pm
Board of General Insurance Corporation of India recommends final dividend
Of Rs 13.25 per share
27 May 2026, 11:02 am
General Insurance Corporation of India announces board meeting date
On 26 May 2026
22 May 2026, 12:52 pm
General Insurance Corporation of India to declare Quarterly Results
On 7 February 2026
01 Feb 2026, 04:23 pm
General Insurance Corporation of India to declare Quarterly Results
On 12 November 2025
04 Nov 2025, 03:11 pm
General Insurance Corporation of India Stock Analysis
- Annual Net Profit for General Insurance Corporation of India increased by 3.14% to ₹6,701.36 crore in FY 2025 from ₹6,497.30 crore in FY 2024.
- Promoter Shareholding in General Insurance Corporation of India remains unchanged by 0.00% in the most recent quarter, from 82.40% in December 2025 to 82.40% in March 2026.
- General Insurance Corporation of India delivered a 1-year return of -8.50% compared to the Nifty 50, which provided a return of -7.87% as of the last trading session.
- General Insurance Corporation of India share price moved up by 0.65% from its previous close of INR ₹370.40. The latest General Insurance Corporation of India share price is INR ₹372.80.
- General Insurance Corporation of India share price today has been at a low of 371.55 and a high of 375.90. Over the past 52 weeks, the General Insurance Corporation of India share price has seen a low of 350.25 and a high of 424.65.
About General Insurance Corporation of India
General Insurance Corporation of India Ltd is a prominent public sector reinsurance company in India. The company specializes in providing reinsurance services to direct general insurance companies. Reinsurance involves sharing the risk of insurance policies with other insurers. This process helps insurance companies manage their risk exposure and maintain financial stability.
GIC Re operates in the insurance sector, focusing on reinsurance. It has become a key player in the industry. The company was incorporated on November 22, 1972, making it many decades old. Since its inception, GIC Re has experienced significant growth. It has expanded its operations both domestically and internationally.
General Insurance Corporation of India Ltd's headquarters is in Mumbai, Maharashtra, India. The company's promoters include the President Of India, at a significant 82.40% stake in the company. This strong backing from the government provides GIC Re with a solid foundation and credibility in the market. A team of professional managerial promoters manages the operations of the company
While GIC Re is a major player in the reinsurance sector, it is not the largest in market share or market capitalization globally. However, it holds a leading position in the Indian reinsurance market and has a significant presence in the Afro-Asian region. This leadership demonstrates the company’s expertise in the industry. It also shows their commitment to providing reliable reinsurance solutions. General Insurance Corporation of India Ltd's registered office is in Mumbai, Maharashtra. The registrar's office is situated in Hyderabad, Telangana.
One of the primary roles of GIC Re is to provide reinsurance support to direct insurance companies. Reinsurance involves sharing the risk of insurance policies with other insurers. This practice helps insurance companies manage their risk exposure and maintain financial stability. GIC Re’s reinsurance solutions allow insurance companies to underwrite large and complex risks. These are risks that companies might be unable to manage independently. This support is essential for the stability and growth of the insurance market.
GIC Re’s importance is also evident in managing catastrophic risks. Natural disasters such as earthquakes, floods, and cyclones can result in significant financial losses for insurance companies. GIC Re provides reinsurance coverage for catastrophic events. This support helps insurance companies manage their exposure to such risks. This coverage ensures that insurance companies can continue to operate after significant disasters. It also allows them to fulfil their obligations to policyholders.
The company’s impact extends to the agricultural sector as well. GIC Re offers reinsurance solutions for crop insurance, which protects farmers against the financial impact of crop failures due to adverse weather conditions. This support helps stabilize the agricultural sector, a critical component of the Indian economy. GIC Re supports farmers' financial security by providing reinsurance for crop insurance. This also contributes to the overall stability of the agricultural sector.
Its contributions to the marine and aviation insurance markets further highlight its importance. GIC Re provides reinsurance coverage for marine and aviation risks, essential for the smooth functioning of global trade and transportation. This coverage helps manage the risks associated with shipping and aviation. It ensures that these industries can operate efficiently and safely. GIC Re’s support for marine and aviation insurance contributes to the stability and growth of these critical sectors.
GIC Re’s impact is not limited to its reinsurance products alone. The company is also known for its commitment to innovation and sustainability. GIC Re invests in research and development to create advanced reinsurance solutions. These solutions are designed to meet the evolving needs of the market. The company’s focus on innovation keeps it competitive in the market. This commitment allows it to offer solutions that enhance the performance and efficiency of its clients. Additionally, GIC Re’s commitment to sustainability is evident in its efforts to develop eco-friendly products and implement sustainable business practices.
The company’s strong leadership and management team have been instrumental in its success. GIC Re’s management team is committed to maintaining its reputation for quality and innovation, ensuring its continued success in the market. The company’s leadership is focused on driving growth and achieving its strategic objectives. They navigate the challenges of the reinsurance industry to attain sustained growth.
GIC Re operates in the insurance sector, focusing on reinsurance. It has become a key player in the industry. The company was incorporated on November 22, 1972, making it many decades old. Since its inception, GIC Re has experienced significant growth. It has expanded its operations both domestically and internationally.
General Insurance Corporation of India Ltd's headquarters is in Mumbai, Maharashtra, India. The company's promoters include the President Of India, at a significant 82.40% stake in the company. This strong backing from the government provides GIC Re with a solid foundation and credibility in the market. A team of professional managerial promoters manages the operations of the company
- Ramaswamy Narayanan
- Hitesh Rameshchandra Joshi
- C S Radhika
- A Manimekhalai
- Vinita Kumari
While GIC Re is a major player in the reinsurance sector, it is not the largest in market share or market capitalization globally. However, it holds a leading position in the Indian reinsurance market and has a significant presence in the Afro-Asian region. This leadership demonstrates the company’s expertise in the industry. It also shows their commitment to providing reliable reinsurance solutions. General Insurance Corporation of India Ltd's registered office is in Mumbai, Maharashtra. The registrar's office is situated in Hyderabad, Telangana.
Importance of General Insurance Corporation of India Limited
General Insurance Corporation of India Ltd plays a crucial role in the insurance sector, particularly in the reinsurance market. Established in 1972, GIC Re has become a leading reinsurance company in India. It is also a significant player in the international market. The importance of GIC Re is evident in its contributions to risk management and financial stability. It also plays a role in economic development.One of the primary roles of GIC Re is to provide reinsurance support to direct insurance companies. Reinsurance involves sharing the risk of insurance policies with other insurers. This practice helps insurance companies manage their risk exposure and maintain financial stability. GIC Re’s reinsurance solutions allow insurance companies to underwrite large and complex risks. These are risks that companies might be unable to manage independently. This support is essential for the stability and growth of the insurance market.
GIC Re’s importance is also evident in managing catastrophic risks. Natural disasters such as earthquakes, floods, and cyclones can result in significant financial losses for insurance companies. GIC Re provides reinsurance coverage for catastrophic events. This support helps insurance companies manage their exposure to such risks. This coverage ensures that insurance companies can continue to operate after significant disasters. It also allows them to fulfil their obligations to policyholders.
The company’s impact extends to the agricultural sector as well. GIC Re offers reinsurance solutions for crop insurance, which protects farmers against the financial impact of crop failures due to adverse weather conditions. This support helps stabilize the agricultural sector, a critical component of the Indian economy. GIC Re supports farmers' financial security by providing reinsurance for crop insurance. This also contributes to the overall stability of the agricultural sector.
Its contributions to the marine and aviation insurance markets further highlight its importance. GIC Re provides reinsurance coverage for marine and aviation risks, essential for the smooth functioning of global trade and transportation. This coverage helps manage the risks associated with shipping and aviation. It ensures that these industries can operate efficiently and safely. GIC Re’s support for marine and aviation insurance contributes to the stability and growth of these critical sectors.
GIC Re’s impact is not limited to its reinsurance products alone. The company is also known for its commitment to innovation and sustainability. GIC Re invests in research and development to create advanced reinsurance solutions. These solutions are designed to meet the evolving needs of the market. The company’s focus on innovation keeps it competitive in the market. This commitment allows it to offer solutions that enhance the performance and efficiency of its clients. Additionally, GIC Re’s commitment to sustainability is evident in its efforts to develop eco-friendly products and implement sustainable business practices.
The company’s strong leadership and management team have been instrumental in its success. GIC Re’s management team is committed to maintaining its reputation for quality and innovation, ensuring its continued success in the market. The company’s leadership is focused on driving growth and achieving its strategic objectives. They navigate the challenges of the reinsurance industry to attain sustained growth.
FAQ’s
What is the share price of General Insurance Corporation of India today?
General Insurance Corporation of India share price as on 12 Jun 2026 is ₹ 372.8
What is the Market Cap of General Insurance Corporation of India?
The market cap of General Insurance Corporation of India stock is ₹64,982.98 Cr.
What is the PE Ratio of General Insurance Corporation of India?
The Price to Earnings (P/E) Ratio of General Insurance Corporation of India is 10.99
What is the PB Ratio of General Insurance Corporation of India?
The Price to Book (P/B) Ratio of General Insurance Corporation of India is 1.28
What is the 52 week high of General Insurance Corporation of India Share Price?
The 52 week high of General Insurance Corporation of India share price stands at ₹424.65
What is the 52 week low of General Insurance Corporation of India Share Price?
The 52 week low of General Insurance Corporation of India share price stands at ₹350.25
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