HDFC Life Insurance Company Q1 FY26 Results:
Profit after tax rose 14.5% to ₹548.4 crores in Q1 FY26, from ₹479 crores in Q1 FY25. Net premium income for the quarter increased 15.9% year-on-year to ₹14,539.4 crores from ₹12,548.4 crores.
About HDFC Life Insurance Company Ltd
HDFC Life Insurance Company Ltd is a leading provider of life insurance solutions in India. Established in 2000, HDFC Life has been in business for decades. The headquarters of HDFC Life Insurance is located in Mumbai. This is the central hub for its operations and strategic planning. The company has focused on innovation, with its main products like life insurance, endowment policies, money-back policies, and retirement plans. These products cater to the diverse needs of customers. They are also designed to provide policyholders with financial security and peace of mind. +
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LOGINOver 1 Month
-12.44%
Over 6 Months
-29.66%
Over 1 Year
-28.65%
Over 3 Years
-6.70%
HDFC Life Insurance Company Ltd Summary
Close ₹545.25
Open ₹546.25
High ₹550.45
Low ₹543
Volume 38,61,386
Net Turnover (in Cr) ₹210.92
52Wk High ₹820.75
52Wk Low ₹543
52Wk High / Low
543
820.75
HDFC Life Insurance Company Ltd Fundamentals
Key Financial Data
Market Cap (in Cr) ₹1,17,662.28
EPS (TTM) 8.85
Book Value (BV) 82
Div. Yield 0.38 %
P/E (TTM) 61.65
Price/Book Value 6.65
Delivery % 63.56 %
Face Value 10
Key Ratios
PE Ratio 81.91
PB Ratio 9.15
EV to Sales 1.54
PEG Ratio 5.53
ROA 0.53
ROE 11.08
Debt-Equity 0.13
Net Profit Margin 1.71
Operating Profit Margin 1.27
HDFC Life Insurance Company Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Profit Before Tax | 1,877.94 | 1,569.67 | 1,282.21 | 1,302.76 | 1,354.28 |
| Profit After Tax | 1,810.82 | 1,574.08 | 1,368.28 | 1,326.93 | 1,360.87 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 499.43 | 392.66 | 351.59 | 5,964.34 | 327.28 |
| Total Current Assets | 10,025.87 | 8,085.15 | 7,258.85 | 6,286.83 | 5,054.72 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 15,597.06 | 10,721.36 | 6,883.17 | 5,942.54 | 9,702.84 |
| Net Cash Used In Investing Activities | -13,632.54 | -13,621.59 | -10,071.32 | -800.85 | -8,951.67 |
| Net Cash Used In Financing Activities | 1,607.47 | -403.39 | 1,984.71 | -238.19 | 678.29 |
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Profit Before Tax | 1,866.08 | 1,563.84 | 1,272.41 | 1,180.14 | 1,353.49 |
| Profit After Tax | 1,802.12 | 1,568.86 | 1,360.13 | 1,207.69 | 1,360.10 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Fixed Assets | 492.29 | 388.78 | 350.28 | 323.34 | 326.76 |
| Total Current Assets | 9,872.44 | 7,973.92 | 7,174.76 | 5,233.26 | 4,978.09 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Net Cash From Operating Activities | 15,598.15 | 10,725.18 | 6,881.61 | 5,540.01 | 9,703.05 |
| Net Cash Used In Investing Activities | -13,621.65 | -13,631.76 | -10,072.42 | -1,401.66 | -8,995.29 |
| Net Cash Used In Financing Activities | 1,607.47 | -403.39 | 1,984.71 | -237.90 | 678.29 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | 19,890.03 | 29,427.61 | 20,650.68 | 29,463.18 | 24,190.65 |
| Total Expenses | 19,781.53 | 29,156.83 | 20,336.02 | 29,023.86 | 23,813.78 |
| Profit Before Tax | 536.69 | 445.20 | 471.48 | 603.80 | 500.43 |
| Profit After Tax | 497.49 | 418.19 | 448.29 | 548.35 | 475.36 |
| Operating Profit after Depreciation | 536.69 | 445.20 | 471.48 | 603.80 | 500.43 |
| Particulars (in ₹ Cr.) | 2026-03 | 2025-12 | 2025-09 | 2025-06 | 2025-03 |
|---|---|---|---|---|---|
| Total Revenue | 19,726.68 | 29,311.81 | 20,548.23 | 29,381.30 | 24,110.93 |
| Total Expenses | 19,577.10 | 29,009.79 | 20,207.30 | 28,920.90 | 23,709.73 |
| Profit Before Tax | 532.47 | 446.96 | 468.85 | 600.87 | 500.70 |
| Profit After Tax | 495.65 | 420.73 | 447.15 | 546.46 | 476.54 |
| Operating Profit after Depreciation | 532.47 | 446.96 | 468.85 | 600.87 | 500.70 |
HDFC Life Insurance Company Ltd Technicals
Support and Resistance
S3 S2 S1 Pivot R1 R2 R3
S1 542.02
S2 538.78
S3 534.57
Pivot 546.23
R1 549.47
R2 553.68
R3 556.92
Moving Average
20 SMA 591.29
50 SMA 597.51
100 SMA 646.63
200 SMA 704.71
HDFC Life Insurance Company Ltd Corporate Actions
HDFC Life Insurance Company Ltd
₹2.1/Share
Announcement Date 20 Jun 2025
Record Date 20 Jun 2025
Div Yield 21%
HDFC Life Insurance Company Ltd Peer Comparison
| Company | Price | Market Cap (in Cr) |
|---|---|---|
| Life Insurance Corporation of India | ₹393 | ₹4,97,144.82 |
| SBI Life Insurance Company Ltd | ₹1,723.20 | ₹1,72,839.85 |
| ICICI Lombard General Insurance Company Ltd | ₹1,712 | ₹85,447.23 |
| ICICI Prudential Life Insurance Company Ltd | ₹460.50 | ₹66,803.26 |
| General Insurance Corporation of India | ₹370.75 | ₹65,044.38 |
HDFC Life Insurance Company Ltd Top Mutal Funds Invested
| Fund Name | AUM |
|---|---|
| SBI Large Cap Fund | 3.22% |
| ICICI Pru India Opportunities Fund | 2.50% |
| ICICI Pru Value Fund | 2.07% |
| SBI ELSS Tax Saver Fund | 1.96% |
| SBI Large & Midcap Fund | 1.94% |
HDFC Life Insurance Company Ltd News
HDFC Life Insurance Company Ltd slips for fifth straight session
HDFC Life Insurance Company Ltd is quoting at Rs 581.05, down 0.94% on the day as on 13:19 IST on the NSE. The stock tumbled 23.33% in last one year as compared to a 4.38% slide in NIFTY and a 5.12% fall in the Nifty Financial Services index.
02 Jun 2026, 01:35 pm
HDFC Life Insurance Company allots 1.31 lakh equity shares under ESOS
25 May 2026, 06:48 pm
HDFC Life Insurance Company Ltd gains for third consecutive session
HDFC Life Insurance Company Ltd is quoting at Rs 609.3, up 2.56% on the day as on 12:49 IST on the NSE. The stock is down 15.83% in last one year as compared to a 1.62% drop in NIFTY and a 1.14% drop in the Nifty Financial Services index.
06 May 2026, 01:05 pm
HDFC Life Insurance Company reappoints Vibha Padalkar as MD & CEO
HDFC Life Insurance Company said that it has approved the reappointment of Vibha Padalkar as the managing director (MD) & chief executive officer (CEO) of the company for a period of 5 (five) years with effect from 12 September 2026.
22 Apr 2026, 10:46 am
Board of HDFC Life approves preferential issue of 1.45 cr shares to HDFC Bank
At meeting held on 16 April 2026
16 Apr 2026, 08:30 pm
HDFC Life Insurance Company Ltd Stock Analysis
- Annual Net Profit for HDFC Life Insurance Company Ltd increased by 14.87% to ₹1,802.12 crore in FY 2025 from ₹1,568.86 crore in FY 2024.
- Promoter Shareholding in HDFC Life Insurance Company Ltd decreased by 0.01% in the most recent quarter, from 50.21% in December 2025 to 50.21% in March 2026.
- HDFC Life Insurance Company Ltd delivered a 1-year return of -28.65% compared to the Nifty 50, which provided a return of -7.87% as of the last trading session.
- HDFC Life Insurance Company Ltd share price moved up by 0.68% from its previous close of INR ₹545.25. The latest HDFC Life Insurance Company Ltd share price is INR ₹548.95.
- HDFC Life Insurance Company Ltd share price today has been at a low of 547.40 and a high of 552.90. Over the past 52 weeks, the HDFC Life Insurance Company Ltd share price has seen a low of 543 and a high of 820.75.
About HDFC Life Insurance Company Ltd
HDFC Life Insurance Company Ltd is a leading provider of life insurance solutions in India. The company offers a wide range of insurance products. This includes life insurance, endowment policies, money-back policies, and retirement plans. Established in 2000, HDFC Life has been in business for decades.
The headquarters of HDFC Life Insurance is located in Mumbai. This is the central hub for its operations and strategic planning. The company's promoters include Housing Development Finance Corporation Ltd and Abrdn, which is a global investment company. Under the leadership of key figures like Vibha Padalkar, the company has become one of India's most trusted life insurance firms. Apart from this, there are many managerial promoters, including Keki M Mistry, Suresh Badami, Ketan Dalal, Bharti Gupta Ramola and Venkatraman Srinivasan.
The main products offered by HDFC Life include individual and group insurance plans that cater to the diverse needs of customers. These products are designed to provide policyholders with financial security and peace of mind. The company’s offerings are known for their reliability and comprehensive coverage.
HDFC Life’s stock is highly regarded in the life insurance sector. It is a significant player in the industry. But it is not the largest in terms of market share or cap. The promoter shareholding stands at a significant percentage, indicating strong support from the promoters. The registered office is located at HDFC Life Insurance Company Ltd, Lodha Excelus in Mumbai. The company is managed by a team of experienced professionals. This ensures smooth and efficient operations. The registrar's office is located in the Financial District in Hyderabad. Overall, HDFC Life Insurance’s robust market position and strong leadership make it a major player in the life insurance sector.
In the early years, HDFC Life faced the challenge of establishing itself in a market dominated by the state-owned LIC. However, the company quickly made its mark by introducing innovative products. It also focused on customer-centric services. By 2001, HDFC Life had its 100th customer and had settled its first claim, showing its commitment to customer satisfaction.
One of the significant milestones in HDFC Life’s journey was the launch of its first TV advertising campaign, “Sar Utha Ke Jiyo,” in 2005. This campaign resonated with the Indian audience and helped build a strong brand identity. The slogan, “Live with Pride,” emphasized the importance of financial security and independence. So, it aligned perfectly with the company’s mission.
HDFC Life continued to innovate and expand its product portfolio. The company introduced unit-linked insurance plans, which combined life insurance with investment options. These plans became popular among customers looking for both protection and wealth creation. HDFC Life also launched various health and pension plans, catering to the diverse needs of its customers.
The company’s growth was further fueled by its multi-channel distribution network. HDFC Life leveraged bancassurance partnerships and digital platforms to reach a wider audience. The collaboration with HDFC Bank, in particular, played a crucial role in expanding the company’s customer base. This ensured the company's products were accessible to clients across the country.
HDFC Life’s commitment to digital transformation has been a key driver of its success. The company embraced digital technologies to enhance customer experience and streamline operations. This made it easier for customers to access and manage their insurance policies. As a result, HDFC Life’s focus on digital innovation has helped the company stay ahead in a rapidly evolving market.
In 2017, HDFC Life achieved another significant milestone by going public. The company’s initial public offering (IPO) was successful, reflecting strong investor confidence. The funds raised through the IPO were used to further strengthen the company’s capital base and support its growth initiatives. Going public also enhanced HDFC Life’s visibility and credibility in the market.
HDFC Life’s financial performance has been impressive over the years. The company has reported strong revenue and profit growth. Its prudent investment strategy and effective risk management practices have also contributed to its financial stability. The company’s robust financial health has earned it high ratings from credit rating agencies.
The leadership of Vibha Padalkar, the Managing Director and CEO, has been instrumental in HDFC Life’s success. Under her guidance, the company has focused on innovation, customer-centricity, and sustainable growth. Padalkar’s vision and strategic direction have helped the company handle various challenges.
HDFC Life's evolution from inception to industry leader is a testament to its innovative spirit and strong leadership. The company’s ability to adapt to changing market dynamics and leverage digital technologies has been key to its success. With a solid foundation and a clear vision for the future, the company is well-positioned to continue its growth trajectory.
The headquarters of HDFC Life Insurance is located in Mumbai. This is the central hub for its operations and strategic planning. The company's promoters include Housing Development Finance Corporation Ltd and Abrdn, which is a global investment company. Under the leadership of key figures like Vibha Padalkar, the company has become one of India's most trusted life insurance firms. Apart from this, there are many managerial promoters, including Keki M Mistry, Suresh Badami, Ketan Dalal, Bharti Gupta Ramola and Venkatraman Srinivasan.
The main products offered by HDFC Life include individual and group insurance plans that cater to the diverse needs of customers. These products are designed to provide policyholders with financial security and peace of mind. The company’s offerings are known for their reliability and comprehensive coverage.
HDFC Life’s stock is highly regarded in the life insurance sector. It is a significant player in the industry. But it is not the largest in terms of market share or cap. The promoter shareholding stands at a significant percentage, indicating strong support from the promoters. The registered office is located at HDFC Life Insurance Company Ltd, Lodha Excelus in Mumbai. The company is managed by a team of experienced professionals. This ensures smooth and efficient operations. The registrar's office is located in the Financial District in Hyderabad. Overall, HDFC Life Insurance’s robust market position and strong leadership make it a major player in the life insurance sector.
The Evolution of HDFC Life - From Inception to Industry Leader
HDFC Life Insurance Company Ltd has come a long way since its inception in 2000. The company was established as a joint venture between HDFC and Abrdn. This partnership brought together HDFC’s strong financial background and Abrdn’s expertise in insurance. As a result, it set the stage for HDFC Life’s success.In the early years, HDFC Life faced the challenge of establishing itself in a market dominated by the state-owned LIC. However, the company quickly made its mark by introducing innovative products. It also focused on customer-centric services. By 2001, HDFC Life had its 100th customer and had settled its first claim, showing its commitment to customer satisfaction.
One of the significant milestones in HDFC Life’s journey was the launch of its first TV advertising campaign, “Sar Utha Ke Jiyo,” in 2005. This campaign resonated with the Indian audience and helped build a strong brand identity. The slogan, “Live with Pride,” emphasized the importance of financial security and independence. So, it aligned perfectly with the company’s mission.
HDFC Life continued to innovate and expand its product portfolio. The company introduced unit-linked insurance plans, which combined life insurance with investment options. These plans became popular among customers looking for both protection and wealth creation. HDFC Life also launched various health and pension plans, catering to the diverse needs of its customers.
The company’s growth was further fueled by its multi-channel distribution network. HDFC Life leveraged bancassurance partnerships and digital platforms to reach a wider audience. The collaboration with HDFC Bank, in particular, played a crucial role in expanding the company’s customer base. This ensured the company's products were accessible to clients across the country.
HDFC Life’s commitment to digital transformation has been a key driver of its success. The company embraced digital technologies to enhance customer experience and streamline operations. This made it easier for customers to access and manage their insurance policies. As a result, HDFC Life’s focus on digital innovation has helped the company stay ahead in a rapidly evolving market.
In 2017, HDFC Life achieved another significant milestone by going public. The company’s initial public offering (IPO) was successful, reflecting strong investor confidence. The funds raised through the IPO were used to further strengthen the company’s capital base and support its growth initiatives. Going public also enhanced HDFC Life’s visibility and credibility in the market.
HDFC Life’s financial performance has been impressive over the years. The company has reported strong revenue and profit growth. Its prudent investment strategy and effective risk management practices have also contributed to its financial stability. The company’s robust financial health has earned it high ratings from credit rating agencies.
The leadership of Vibha Padalkar, the Managing Director and CEO, has been instrumental in HDFC Life’s success. Under her guidance, the company has focused on innovation, customer-centricity, and sustainable growth. Padalkar’s vision and strategic direction have helped the company handle various challenges.
HDFC Life's evolution from inception to industry leader is a testament to its innovative spirit and strong leadership. The company’s ability to adapt to changing market dynamics and leverage digital technologies has been key to its success. With a solid foundation and a clear vision for the future, the company is well-positioned to continue its growth trajectory.
FAQ’s
What is the share price of HDFC Life Insurance Company Ltd today?
HDFC Life Insurance Company Ltd share price as on 12 Jun 2026 is ₹ 548.95
What is the Market Cap of HDFC Life Insurance Company Ltd?
The market cap of HDFC Life Insurance Company Ltd stock is ₹1,17,662.28 Cr.
What is the PE Ratio of HDFC Life Insurance Company Ltd?
The Price to Earnings (P/E) Ratio of HDFC Life Insurance Company Ltd is 81.91
What is the PB Ratio of HDFC Life Insurance Company Ltd?
The Price to Book (P/B) Ratio of HDFC Life Insurance Company Ltd is 9.15
What is the 52 week high of HDFC Life Insurance Company Ltd Share Price?
The 52 week high of HDFC Life Insurance Company Ltd share price stands at ₹820.75
What is the 52 week low of HDFC Life Insurance Company Ltd Share Price?
The 52 week low of HDFC Life Insurance Company Ltd share price stands at ₹543
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