Utkarsh Small Finance Bank Ltd Share Price

Banks

NSE: UTKARSHBNK Small Cap ISIN: INE735W01017

As on 13 June 2026 at 01:13 IST

₹12.73

+ 0.35

(2.83%)

Sell Buy

Over 1 Month

-12.88%

Over 6 Months

-17.47%

Over 1 Year

-41.41%

Over 3 Years

-69.62%

Utkarsh Small Finance Bank Ltd Summary

Close ₹12.38

Open ₹12.65

High ₹12.65

Low ₹12.31

Volume 27,30,895

Net Turnover (in Cr) ₹3.39

52Wk High ₹22.03

52Wk Low ₹10.12

52Wk High / Low

10.12

22.03

Utkarsh Small Finance Bank Ltd Fundamentals

Key Financial Data

Market Cap (in Cr) ₹2,203.05

EPS (TTM) -

Book Value (BV) 15.29

Div. Yield -

P/E (TTM) -1.91

Price/Book Value 0.81

Delivery % 44.86 %

Face Value 10

Key Ratios

PE Ratio 100.09

PB Ratio 0.82

EV to Sales 6.09

PEG Ratio -1.05

ROA 0.09

ROE 0.80

Debt-Equity -

Net Profit Margin -

Operating Profit Margin -

Utkarsh Small Finance Bank Ltd Financials

Consolidated

Standalone

Yearly

Quarterly

Profit and Loss

No data available

Balance Sheet

No data available

Cash Flow

No data available

Profit and Loss

Particulars (in ₹ Cr.)	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Total Revenue	4,364.76	3,578.75	2,804.29	2,033.65	1,705.84
Total Expenses	4,337.11	2,919.37	2,268.47	1,953.93	1,554.40
Profit Before Tax	27.65	659.39	535.81	79.71	151.44
Profit After Tax	23.70	497.63	404.50	61.46	111.82
Operating Profit After Depreciation	27.65	659.39	535.81	79.71	151.44

Balance Sheet

Particulars (in ₹ Cr.)	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Fixed Assets	323.92	301.29	301.49	285.61	125.28
Total Assets	28,127.44	23,902.68	19,117.29	15,063.77	12,137.91
Total Shareholder's Fund	2,974.50	2,973.19	2,000.32	1,572.30	1,368.35

Cash Flow

Particulars (in ₹ Cr.)	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Net Cash From Operating Activities	875.58	991.23	1,573.13	1,329.16	-83.46
Net Cash Used In Investing Activities	-776.88	-619.80	-693.15	-738.67	-532.45
Net Cash Used In Financing Activities	310.45	139.67	-235.27	111.35	171.67

No data available

Particulars (in ₹ Cr.)	2026-03	2025-12	2025-09	2025-06	2025-03
Total Revenue	-	-	-	-	-
Total Expenses	-	-	-	-	-
Profit Before Tax	-232.08	-490.69	-464.97	-318.87	11.28
Profit After Tax	-	-	-	-	-
Operating Profit after Depreciation	-	-	-	-	-

Utkarsh Small Finance Bank Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 12.24

S2 12.11

S3 11.90

Pivot 12.45

R1 12.58

R2 12.79

R3 12.92

Moving Average

20 SMA 13.06

50 SMA 13.34

100 SMA 13.36

200 SMA 15.29

Utkarsh Small Finance Bank Ltd Corporate Actions

Utkarsh Small Finance Bank Ltd

₹0.5/Share

Announcement Date 12 Jul 2024

Record Date 12 Jul 2024

Div Yield 5%

Utkarsh Small Finance Bank Ltd Peer Comparison

Company	Price	Market Cap (in Cr)
HDFC Bank Ltd	₹744.60	₹11,46,508.96
ICICI Bank Ltd	₹1,317.40	₹9,44,838.05
State Bank of India	₹1,000.65	₹9,23,661.75
Axis Bank Ltd	₹1,317.10	₹4,09,625.51
Kotak Mahindra Bank Ltd	₹393.10	₹3,90,997.27

Utkarsh Small Finance Bank Ltd Top Mutal Funds Invested

Fund Name	AUM
WhiteOak Capital Banking & Financial Services Fund	0.77%
Motilal Oswal BSE 1000 Index Fund	0.01%

Utkarsh Small Finance Bank Ltd News

Utkarsh SFB slumps after dismal Q4 performance

Utkarsh Small Finance bank tanked 7.87% to Rs 14.29 after it has reported a standalone net loss of Rs 188.01 crore in Q4 FY26, compared with a net profit of Rs 2.96 crore posted in Q4 FY25.

11 May 2026, 09:48 am

Utkarsh Small Finance Bank to table results

On 9 May 2026

07 May 2026, 10:52 am

Utkarsh SFB gains on reporting strong disbursement growth in Q4 FY26

Utkarsh Small Finance Bank jumped 3.06% to Rs 11.78 after it has reported a strong operational performance for the quarter ended 31 March 2026, driven by robust growth in disbursements and improving asset quality metrics.

06 Apr 2026, 01:07 pm

Utkarsh SFB transfers stressed MFI loans portfolio to two ARCs for Rs 195 crore

Utkarsh Small Finance Bank said that it has completed the transfer of a portfolio of unsecured stressed microfinance (MFI) loans, including NPAs and written-off accounts, to asset reconstruction companies under the Swiss Challenge method.

31 Mar 2026, 02:27 pm

Utkarsh Small Finance Bank transfers portfolio of unsecured stressed MFI loans to ARCs

31 Mar 2026, 01:29 pm

Utkarsh Small Finance Bank Ltd Stock Analysis

Annual revenue for Utkarsh Small Finance Bank Ltd increased by 21.96% to ₹4,364.76 crore in FY 2025 from ₹3,578.75 crore in FY 2024.
Annual Net Profit for Utkarsh Small Finance Bank Ltd decreased by 95.24% to ₹23.70 crore in FY 2025 from ₹497.63 crore in FY 2024.
Promoter Shareholding in Utkarsh Small Finance Bank Ltd remains unchanged by 0.00% in the most recent quarter, from 42.67% in December 2025 to 42.67% in March 2026.
Utkarsh Small Finance Bank Ltd delivered a 1-year return of -41.41% compared to the Nifty 50, which provided a return of -7.87% as of the last trading session.
Utkarsh Small Finance Bank Ltd share price moved up by 2.83% from its previous close of INR ₹12.38. The latest Utkarsh Small Finance Bank Ltd share price is INR ₹12.73.
Utkarsh Small Finance Bank Ltd share price today has been at a low of 12.60 and a high of 12.88. Over the past 52 weeks, the Utkarsh Small Finance Bank Ltd share price has seen a low of 10.12 and a high of 22.03.