DSP Mutual Fund

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DSP Mutual Fund has established itself as a leading asset management company in India since its start in December 1996. With a substantial Assets Under Management (AUM) of ₹1,82,527 crores, it commands a significant 2.76% share of the industry’s total AUM.

The fund house offers a comprehensive portfolio of 47 mutual fund schemes, encompassing various investment options, including debt, equity, and hybrid schemes. This diverse range caters to different investor needs and risk appetites.

Originally starting as a joint venture with Merrill Lynch, DSP Mutual Fund underwent a transformative journey. This was before it became fully owned by the DSP Group in 2018, showcasing its commitment to independent growth and investor trust.
Scheme Name
Min. InvestAUM (In Cr)
DSP Small Cap Fund - Direct (G)
DSP Small Cap Fund - Direct (G)

Small Cap Fund | Equity

17.27%₹100₹21,467.11Invest
DSP Healthcare Fund - Direct (G)
DSP Healthcare Fund - Direct (G)

Sectoral Fund | Equity

12.58%₹100₹3,750.04Invest
10.72%₹100₹2,528.45Invest
DSP Credit Risk Fund - Direct (G)
DSP Credit Risk Fund - Direct (G)

Credit Risk Fund | Debt

10.44%₹100₹325.92Invest
9.17%₹100₹6,264.82Invest
DSP Ultra Short Term Fund-Dir (G)
DSP Ultra Short Term Fund-Dir (G)

Ultra Short Term Fund | Debt

6.57%₹100₹4,425.18Invest
6.56%₹100₹24.92Invest
DSP Arbitrage Fund - Direct (G)
DSP Arbitrage Fund - Direct (G)

Arbitrage Fund | Hybrid

6.53%₹100₹6,720.03Invest
6.52%₹100₹24,725.51Invest
DSP Money Market Fund - Direct (G)
DSP Money Market Fund - Direct (G)

Money Market Fund | Debt

6.46%₹100₹8,072.04Invest
DSP Multi Asset Allocation Fund - Direct (G)
DSP Multi Asset Allocation Fund - Direct (G)

Multi Asset Allocation Fund | Hybrid

6.42%₹100₹10,819.82Invest
DSP Ultra Short to Short Term Fund-Dir (G)
DSP Ultra Short to Short Term Fund-Dir (G)

Ultra Short to Short Term Fund | Debt

5.65%₹100₹4,454.61Invest
DSP Overnight Fund - Direct (G)
DSP Overnight Fund - Direct (G)

Overnight Fund | Debt

5.26%₹100₹3,194.12Invest
5.16%₹100₹86.49Invest
4.81%₹100₹1,641.62Invest
DSP Floating Interest Rates Fund-Dir (G)
DSP Floating Interest Rates Fund-Dir (G)

Floating Interest Rates Fund | Debt

4.57%₹100₹316.19Invest
DSP Value Fund - Direct (G)
DSP Value Fund - Direct (G)

Value Fund | Equity

4.51%₹100₹2,224.54Invest
4.32%₹100₹1,620.62Invest
DSP Short Term Fund - Direct (G)
DSP Short Term Fund - Direct (G)

Short Term Fund | Debt

4.19%₹100₹3,415.77Invest
3.92%₹100₹2,034.26Invest
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DSP Mutual Fund has established itself as a leading asset management company in India since its start in December 1996. With a substantial Assets Under Management (AUM) of ₹1,82,527 crores, it commands a significant 2.76% share of the industry’s total AUM.

The fund house offers a comprehensive portfolio of 47 mutual fund schemes, encompassing various investment options, including debt, equity, and hybrid schemes. This diverse range caters to different investor needs and risk appetites.

Originally starting as a joint venture with Merrill Lynch, DSP Mutual Fund underwent a transformative journey. This was before it became fully owned by the DSP Group in 2018, showcasing its commitment to independent growth and investor trust.

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1Y returns

17.27%

Min. Invest

₹100

AUM

₹21,467.11 Cr

1Y returns

12.58%

Min. Invest

₹100

AUM

₹3,750.04 Cr

1Y returns

10.72%

Min. Invest

₹100

AUM

₹2,528.45 Cr

DSP Credit Risk Fund - Direct (G)

DSP Credit Risk Fund - Direct (G)

Equity | Credit Risk Fund

1Y returns

10.44%

Min. Invest

₹100

AUM

₹325.92 Cr

1Y returns

9.17%

Min. Invest

₹100

AUM

₹6,264.82 Cr

DSP Ultra Short Term Fund-Dir (G)

DSP Ultra Short Term Fund-Dir (G)

Equity | Ultra Short Term Fund

1Y returns

6.57%

Min. Invest

₹100

AUM

₹4,425.18 Cr

1Y returns

6.56%

Min. Invest

₹100

AUM

₹24.92 Cr

1Y returns

6.53%

Min. Invest

₹100

AUM

₹6,720.03 Cr

1Y returns

6.52%

Min. Invest

₹100

AUM

₹24,725.51 Cr

DSP Money Market Fund - Direct (G)

DSP Money Market Fund - Direct (G)

Equity | Money Market Fund

1Y returns

6.46%

Min. Invest

₹100

AUM

₹8,072.04 Cr

DSP Multi Asset Allocation Fund - Direct (G)

DSP Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation Fund

1Y returns

6.42%

Min. Invest

₹100

AUM

₹10,819.82 Cr

DSP Ultra Short to Short Term Fund-Dir (G)

DSP Ultra Short to Short Term Fund-Dir (G)

Equity | Ultra Short to Short Term Fund

1Y returns

5.65%

Min. Invest

₹100

AUM

₹4,454.61 Cr

1Y returns

5.26%

Min. Invest

₹100

AUM

₹3,194.12 Cr

1Y returns

5.16%

Min. Invest

₹100

AUM

₹86.49 Cr

1Y returns

4.81%

Min. Invest

₹100

AUM

₹1,641.62 Cr

DSP Floating Interest Rates Fund-Dir (G)

DSP Floating Interest Rates Fund-Dir (G)

Equity | Floating Interest Rates Fund

1Y returns

4.57%

Min. Invest

₹100

AUM

₹316.19 Cr

1Y returns

4.51%

Min. Invest

₹100

AUM

₹2,224.54 Cr

1Y returns

4.32%

Min. Invest

₹100

AUM

₹1,620.62 Cr

1Y returns

4.19%

Min. Invest

₹100

AUM

₹3,415.77 Cr

1Y returns

3.92%

Min. Invest

₹100

AUM

₹2,034.26 Cr

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About DSP Mutual Fund

DSP Mutual Fund aims to provide investors with long-term capital appreciation through professionally managed investment portfolios across various asset classes. The primary goal is to deliver consistent returns while maintaining a balanced approach to risk management and portfolio diversification.

DSP Mutual Fund strives to offer investment solutions that cater to different investor risk profiles, from conservative to aggressive growth-oriented strategies. The fund house focuses on creating wealth for investors through systematic and disciplined investment approaches across equity, debt, and hybrid schemes. A key objective is to maintain transparency in operations and provide clear communication to investors about investment strategies and portfolio performance.

DSP Mutual Fund emphasizes research-driven investment decisions and aims to identify potential market opportunities while managing downside risks effectively. The fund seeks to capitalize on both short-term market opportunities and long-term growth trends in the Indian economy. Another important goal is to promote financial literacy and help investors make informed investment decisions through various educational initiatives and investor awareness programs.

DSP Mutual Fund works towards maintaining high standards of corporate governance and ethical business practices in all its operations. The fund aims to provide professional fund management services to retail and institutional investors while adhering to regulatory guidelines set by SEBI. An essential objective is to maintain optimal liquidity in their schemes to handle redemption requests efficiently.

DSP Mutual Fund strives to build lasting relationships with investors by focusing on consistent performance and reliable customer service. The fund house aims to leverage technology to improve operational efficiency and enhance the investor experience through digital platforms. Another goal is to contribute to the growth of India's mutual fund industry by introducing innovative products and investment solutions. The fund focuses on maintaining a robust risk management framework to protect investor interests during market volatility. DSP Mutual Fund also aims to achieve sustainable growth while maintaining a strong focus on compliance and regulatory requirements.

How to Invest in DSP Mutual Funds


Investing in DSP Mutual Fund offers several advantages. These include professional management, diversification, and potential for long-term capital appreciation. Moreover, the fund’s commitment to transparency, risk management, and sustainable investing further enhances its appeal.

With a range of investment options and a focus on investor education, DSP Mutual Fund caters to diverse financial goals. The fund managers’ expertise and thorough research ensure informed investment decisions, optimizing returns for investors.

Steps to Invest in DSP Mutual Funds:

  • Step 1: Login or Register:

Visit DSP’s digital platform and create your account by entering basic details, or simply log in if already registered.


  • Step 2: Validate Identity Proof:

Complete quick identity verification through Digilocker. It eliminates the paperwork hassles while ensuring secure authentication of your personal information.


  • Step 3: Level of Risk:

Evaluate your investment comfort zone by selecting a risk level that matches your financial goals and market tolerance.


  • Step 4: Choose a Mutual Fund Scheme:

Browse through DSP’s diverse fund options and pick one that perfectly aligns with your investment strategy and goals.


  • Step 5: One Time (Lumpsum) or SIP:

Decide between making a single large investment or breaking it into regular monthly contributions through systematic plans.


  • Step 6: SIP Timing:

Pick your preferred investment date or opt for same-day processing to better manage your monthly investment schedule.


Your Torus account will reflect the DSP Mutual Fund in India you have invested in within 3 to 4 working days.

Top 10 DSP Mutual Fund

Scheme Name
Min. InvestAUM (In Cr)

Top 10 DSP Mutual Fund

DSP Small Cap Fund - Direct (G)

DSP Small Cap Fund - Direct (G)

Equity | Small Cap Fund

1Y returns

17.27%

Min. Invest

₹100

AUM

₹21,467.11 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 17.27%, 16.20%, and 16.07%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Healthcare Fund - Direct (G)

DSP Healthcare Fund - Direct (G)

Equity | Sectoral Fund

1Y returns

12.58%

Min. Invest

₹100

AUM

₹3,750.04 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 12.58%, 19.51%, and 14.76%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

1Y returns

10.72%

Min. Invest

₹100

AUM

₹2,528.45 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.72%, 17.62%, and 13.95%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Credit Risk Fund - Direct (G)

DSP Credit Risk Fund - Direct (G)

Equity | Credit Risk Fund

1Y returns

10.44%

Min. Invest

₹100

AUM

₹325.92 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.44%, 16.59%, and 13.30%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

1Y returns

9.17%

Min. Invest

₹100

AUM

₹6,264.82 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.17%, 18.09%, and 19.31%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Ultra Short Term Fund-Dir (G)

DSP Ultra Short Term Fund-Dir (G)

Equity | Ultra Short Term Fund

1Y returns

6.57%

Min. Invest

₹100

AUM

₹4,425.18 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.57%, 7.37%, and 6.68%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

1Y returns

6.56%

Min. Invest

₹100

AUM

₹24.92 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.56%, 8.67%, and 8.67%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Arbitrage Fund - Direct (G)

DSP Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

6.53%

Min. Invest

₹100

AUM

₹6,720.03 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.53%, 7.20%, and 6.69%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Liquid Fund - Direct (G)

DSP Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

6.52%

Min. Invest

₹100

AUM

₹24,725.51 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.52%, 6.95%, and 6.41%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Money Market Fund - Direct (G)

DSP Money Market Fund - Direct (G)

Equity | Money Market Fund

1Y returns

6.46%

Min. Invest

₹100

AUM

₹8,072.04 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.46%, 7.19%, and 6.48%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Multi Asset Allocation Fund - Direct (G)

DSP Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation Fund

1Y returns

6.42%

Min. Invest

₹100

AUM

₹10,819.82 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.42%, 17.33%, and 17.30%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Ultra Short to Short Term Fund-Dir (G)

DSP Ultra Short to Short Term Fund-Dir (G)

Equity | Ultra Short to Short Term Fund

1Y returns

5.65%

Min. Invest

₹100

AUM

₹4,454.61 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.65%, 7.04%, and 6.41%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Overnight Fund - Direct (G)

DSP Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

5.26%

Min. Invest

₹100

AUM

₹3,194.12 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.26%, 6.03%, and 5.75%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

1Y returns

5.16%

Min. Invest

₹100

AUM

₹86.49 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.16%, 7.42%, and 7.40%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

1Y returns

4.81%

Min. Invest

₹100

AUM

₹1,641.62 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.81%, 7.44%, and 6.57%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Floating Interest Rates Fund-Dir (G)

DSP Floating Interest Rates Fund-Dir (G)

Equity | Floating Interest Rates Fund

1Y returns

4.57%

Min. Invest

₹100

AUM

₹316.19 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.57%, 7.56%, and 6.49%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Value Fund - Direct (G)

DSP Value Fund - Direct (G)

Equity | Value Fund

1Y returns

4.51%

Min. Invest

₹100

AUM

₹2,224.54 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.51%, 15.57%, and 11.96%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

1Y returns

4.32%

Min. Invest

₹100

AUM

₹1,620.62 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.32%, 10.56%, and 5.81%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.
DSP Short Term Fund - Direct (G)

DSP Short Term Fund - Direct (G)

Equity | Short Term Fund

1Y returns

4.19%

Min. Invest

₹100

AUM

₹3,415.77 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.19%, 7.04%, and 6.16%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

1Y returns

3.92%

Min. Invest

₹100

AUM

₹2,034.26 Cr

Fund Performance:
Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 3.92%, 14.44%, and 14.44%, respectively. This fund is part of the Equity category.
Minimum Investment Requirements:
You can start with a lump sum of ₹100, while the SIP option requires a minimum of ₹100.

FAQ’s

How to Start DSP Mutual Fund SIP Online?

Log in or register on Torus Digital or the DSP Mutual Fund website. Validate your identity using Digilocker. Choose your risk level, select a mutual fund scheme, and decide between a lump sum or SIP.

How to Calculate DSP Mutual Fund SIP?

Use our DSP SIP Calculator and DSP Lumpsum Calculator to estimate your returns based on your investment amount, duration and expected rate of return.

How to Redeem DSP Mutual Fund?

Log in to your account on Torus Digital or the DSP Mutual Fund website. Select the mutual fund you wish to redeem, enter the number of units, and confirm the transaction.

How Much Time Does It Take to Redeem DSP Mutual Fund?

It typically takes 1-3 working days for the redeemed amount to be credited to your bank account, depending on the type of fund.

Why Should I Invest in DSP Mutual Fund?

DSP Mutual Fund offers a diverse range of high-performing schemes, robust risk management, and innovative investment solutions, making it a reliable choice for achieving long-term financial goals.

Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

Get started with us today and
start building your wealth journey

*By clicking, I agree to the T&C and Whatsapp updates.

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