ITI Mutual Fund

Q: How to Calculate ITI Mutual Fund SIP?

Use our ITI Mutual Fund SIP Calculator and ITI Mutual Fund Lumpsum Calculator to estimate your returns based on your investment amount, duration, and expected rate of return.

Scheme Name		Min. Invest	AUM (In Cr)
ITI Small Cap Fund - Direct (G) Small Cap Fund \| Equity	16.07%	₹5,000	₹3,666.32	Invest
ITI Multi Cap Fund - Direct (G) Multi Cap Fund \| Equity	9.19%	₹1,000	₹1,499.93	Invest
ITI Flexi Cap Fund - Direct (G) Flexi Cap Fund \| Equity	9.04%	₹5,000	₹1,588.28	Invest
ITI Ultra Short Term Fund - Dir (G) Ultra Short Term Fund \| Debt	6.37%	₹5,000	₹166.59	Invest
ITI Arbitrage Fund - Direct (G) Arbitrage Fund \| Hybrid	6.33%	₹5,000	₹64.76	Invest
ITI Liquid Fund - Direct (G) Liquid Fund \| Debt	6.11%	₹5,000	₹52.08	Invest
ITI Pharma and Healthcare Fund - Dir (G) Sectoral Fund \| Equity	5.58%	₹5,000	₹266.05	Invest
ITI Overnight Fund - Direct (G) Overnight Fund \| Debt	4.98%	₹5,000	₹12.06	Invest
ITI Banking and PSU Debt Fund - Direct (G) Banking and PSU Debt Fund \| Debt	4.32%	₹5,000	₹33.92	Invest
ITI Mid Cap Fund - Direct (G) Mid Cap Fund \| Equity	2.99%	₹5,000	₹1,452.83	Invest
ITI Dynamic Term Fund - Direct (G) Dynamic Term Fund \| Debt	1.53%	₹5,000	₹24.19	Invest
ITI Focused Fund - Direct (G) Focused Fund \| Equity	1.14%	₹5,000	₹607.36	Invest
ITI Large & Mid Cap Fund - Direct (G) Large & Mid Cap Fund \| Equity	0.53%	₹5,000	₹690.61	Invest
ITI Banking and Financial Services Fund-Dir (G) Sectoral Fund \| Equity	0.40%	₹5,000	₹361.61	Invest
ITI ELSS Tax Saver Fund - Direct (G) ELSS - Tax Saver Fund \| Equity	-0.06%	₹500	₹444.77	Invest
ITI Value Fund - Direct (G) Value Fund \| Equity	-1.62%	₹5,000	₹345.71	Invest
ITI Bharat Consumption Fund - Direct (G) Thematic Fund \| Equity	-2.24%	₹5,000	₹349.87	Invest
ITI Balanced Advantage Fund - Direct (G) Dynamic Asset Allocation Fund or Balanced Advantage Fund \| Hybrid	-3.55%	₹5,000	₹320.20	Invest
ITI Large Cap Fund - Direct (G) Large Cap Fund \| Equity	-3.67%	₹5,000	₹352.13	Invest
ITI Multi Asset Allocation Fund - Direct (G) Multi Asset Allocation Fund \| Hybrid	-2.17%	₹5,000	₹144.42	Invest

ITI Small Cap Fund - Direct (G)

Equity | Small Cap Fund

1Y returns

16.07%

Min. Invest

₹5,000

AUM

₹3,666.32 Cr

ITI Multi Cap Fund - Direct (G)

Equity | Multi Cap Fund

1Y returns

9.19%

Min. Invest

₹1,000

AUM

₹1,499.93 Cr

ITI Flexi Cap Fund - Direct (G)

Equity | Flexi Cap Fund

1Y returns

9.04%

Min. Invest

₹5,000

AUM

₹1,588.28 Cr

ITI Ultra Short Term Fund - Dir (G)

Equity | Ultra Short Term Fund

1Y returns

6.37%

Min. Invest

₹5,000

AUM

₹166.59 Cr

ITI Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

6.33%

Min. Invest

₹5,000

AUM

₹64.76 Cr

ITI Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

6.11%

Min. Invest

₹5,000

AUM

₹52.08 Cr

ITI Pharma and Healthcare Fund - Dir (G)

Equity | Sectoral Fund

1Y returns

5.58%

Min. Invest

₹5,000

AUM

₹266.05 Cr

ITI Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

4.98%

Min. Invest

₹5,000

AUM

₹12.06 Cr

ITI Banking and PSU Debt Fund - Direct (G)

Equity | Banking and PSU Debt Fund

1Y returns

4.32%

Min. Invest

₹5,000

AUM

₹33.92 Cr

ITI Mid Cap Fund - Direct (G)

Equity | Mid Cap Fund

1Y returns

2.99%

Min. Invest

₹5,000

AUM

₹1,452.83 Cr

ITI Dynamic Term Fund - Direct (G)

Equity | Dynamic Term Fund

1Y returns

1.53%

Min. Invest

₹5,000

AUM

₹24.19 Cr

ITI Focused Fund - Direct (G)

Equity | Focused Fund

1Y returns

1.14%

Min. Invest

₹5,000

AUM

₹607.36 Cr

ITI Large & Mid Cap Fund - Direct (G)

Equity | Large & Mid Cap Fund

1Y returns

0.53%

Min. Invest

₹5,000

AUM

₹690.61 Cr

ITI Banking and Financial Services Fund-Dir (G)

Equity | Sectoral Fund

1Y returns

0.40%

Min. Invest

₹5,000

AUM

₹361.61 Cr

ITI ELSS Tax Saver Fund - Direct (G)

Equity | ELSS - Tax Saver Fund

1Y returns

-0.06%

Min. Invest

₹500

AUM

₹444.77 Cr

ITI Value Fund - Direct (G)

Equity | Value Fund

1Y returns

-1.62%

Min. Invest

₹5,000

AUM

₹345.71 Cr

ITI Bharat Consumption Fund - Direct (G)

Equity | Thematic Fund

1Y returns

-2.24%

Min. Invest

₹5,000

AUM

₹349.87 Cr

ITI Balanced Advantage Fund - Direct (G)

Equity | Dynamic Asset Allocation Fund or Balanced Advantage Fund

1Y returns

-3.55%

Min. Invest

₹5,000

AUM

₹320.20 Cr

ITI Large Cap Fund - Direct (G)

Equity | Large Cap Fund

1Y returns

-3.67%

Min. Invest

₹5,000

AUM

₹352.13 Cr

ITI Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation Fund

1Y returns

Min. Invest

₹5,000

AUM

₹144.42 Cr

Top 10 ITI Mutual Fund

Scheme Name		Min. Invest	AUM (In Cr)
ITI Small Cap Fund - Direct (G) Small Cap Fund \| Equity	16.07%	₹5,000	₹3,666.32
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 16.07%, 21.91%, and 16.72%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

ITI Multi Cap Fund - Direct (G) Multi Cap Fund \| Equity	9.19%	₹1,000	₹1,499.93
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.19%, 15.75%, and 12.65%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹1,000, while the SIP option requires a minimum of ₹500.

ITI Flexi Cap Fund - Direct (G) Flexi Cap Fund \| Equity	9.04%	₹5,000	₹1,588.28
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.04%, 18.00%, and 21.96%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

ITI Ultra Short Term Fund - Dir (G) Ultra Short Term Fund \| Debt	6.37%	₹5,000	₹166.59
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.37%, 7.03%, and 6.41%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

ITI Arbitrage Fund - Direct (G) Arbitrage Fund \| Hybrid	6.33%	₹5,000	₹64.76
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.33%, 7.21%, and 6.23%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

ITI Liquid Fund - Direct (G) Liquid Fund \| Debt	6.11%	₹5,000	₹52.08
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.11%, 6.66%, and 6.16%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

ITI Pharma and Healthcare Fund - Dir (G) Sectoral Fund \| Equity	5.58%	₹5,000	₹266.05
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.58%, 17.73%, and 13.61%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

ITI Overnight Fund - Direct (G) Overnight Fund \| Debt	4.98%	₹5,000	₹12.06
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.98%, 5.79%, and 5.55%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

ITI Banking and PSU Debt Fund - Direct (G) Banking and PSU Debt Fund \| Debt	4.32%	₹5,000	₹33.92
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.32%, 6.89%, and 6.29%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

ITI Mid Cap Fund - Direct (G) Mid Cap Fund \| Equity	2.99%	₹5,000	₹1,452.83
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 2.99%, 17.66%, and 14.04%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹500.

Top 10 ITI Mutual Fund

ITI Small Cap Fund - Direct (G)

Equity | Small Cap Fund

1Y returns

16.07%

Min. Invest

₹5,000

AUM

₹3,666.32 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 16.07%, 21.91%, and 16.72%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Multi Cap Fund - Direct (G)

Equity | Multi Cap Fund

1Y returns

9.19%

Min. Invest

₹1,000

AUM

₹1,499.93 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.19%, 15.75%, and 12.65%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹1000, while the SIP option requires a minimum of ₹500.

ITI Flexi Cap Fund - Direct (G)

Equity | Flexi Cap Fund

1Y returns

9.04%

Min. Invest

₹5,000

AUM

₹1,588.28 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 9.04%, 18.00%, and 21.96%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Ultra Short Term Fund - Dir (G)

Equity | Ultra Short Term Fund

1Y returns

6.37%

Min. Invest

₹5,000

AUM

₹166.59 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.37%, 7.03%, and 6.41%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

6.33%

Min. Invest

₹5,000

AUM

₹64.76 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.33%, 7.21%, and 6.23%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

6.11%

Min. Invest

₹5,000

AUM

₹52.08 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.11%, 6.66%, and 6.16%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Pharma and Healthcare Fund - Dir (G)

Equity | Sectoral Fund

1Y returns

5.58%

Min. Invest

₹5,000

AUM

₹266.05 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.58%, 17.73%, and 13.61%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

4.98%

Min. Invest

₹5,000

AUM

₹12.06 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.98%, 5.79%, and 5.55%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Banking and PSU Debt Fund - Direct (G)

Equity | Banking and PSU Debt Fund

1Y returns

4.32%

Min. Invest

₹5,000

AUM

₹33.92 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.32%, 6.89%, and 6.29%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Mid Cap Fund - Direct (G)

Equity | Mid Cap Fund

1Y returns

2.99%

Min. Invest

₹5,000

AUM

₹1,452.83 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 2.99%, 17.66%, and 14.04%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Dynamic Term Fund - Direct (G)

Equity | Dynamic Term Fund

1Y returns

1.53%

Min. Invest

₹5,000

AUM

₹24.19 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 1.53%, 5.81%, and 5.61%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Focused Fund - Direct (G)

Equity | Focused Fund

1Y returns

1.14%

Min. Invest

₹5,000

AUM

₹607.36 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 1.14%, 15.51%, and 16.03%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Large & Mid Cap Fund - Direct (G)

Equity | Large & Mid Cap Fund

1Y returns

0.53%

Min. Invest

₹5,000

AUM

₹690.61 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 0.53%, 0.09%, and 0.09%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Banking and Financial Services Fund-Dir (G)

Equity | Sectoral Fund

1Y returns

0.40%

Min. Invest

₹5,000

AUM

₹361.61 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 0.40%, 11.14%, and 11.26%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI ELSS Tax Saver Fund - Direct (G)

Equity | ELSS - Tax Saver Fund

1Y returns

-0.06%

Min. Invest

₹500

AUM

₹444.77 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately -0.06%, 14.57%, and 11.15%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹500, while the SIP option requires a minimum of ₹500.

ITI Value Fund - Direct (G)

Equity | Value Fund

1Y returns

-1.62%

Min. Invest

₹5,000

AUM

₹345.71 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately -1.62%, 10.97%, and 10.03%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Bharat Consumption Fund - Direct (G)

Equity | Thematic Fund

1Y returns

-2.24%

Min. Invest

₹5,000

AUM

₹349.87 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately -2.24%, 9.48%, and 9.48%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Balanced Advantage Fund - Direct (G)

Equity | Dynamic Asset Allocation Fund or Balanced Advantage Fund

1Y returns

-3.55%

Min. Invest

₹5,000

AUM

₹320.20 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately -3.55%, 8.12%, and 6.48%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Large Cap Fund - Direct (G)

Equity | Large Cap Fund

1Y returns

-3.67%

Min. Invest

₹5,000

AUM

₹352.13 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately -3.67%, 9.59%, and 7.23%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

ITI Multi Asset Allocation Fund - Direct (G)

Equity | Multi Asset Allocation Fund

1Y returns

Min. Invest

₹5,000

AUM

₹144.42 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately -2.17%, -2.17%, and -2.17%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹500.

FAQ’s

How to Start ITI Mutual Fund SIP Online?

Log in or register on Torus Digital or the ITI Mutual Fund website. Validate your identity using Digilocker. Choose your risk level, select a mutual fund scheme, and decide between a lump sum or SIP.

How to Calculate ITI Mutual Fund SIP?

Use our ITI SIP Calculator and ITI Lumpsum Calculator to estimate your returns based on your investment amount, duration and expected rate of return.

How to Redeem ITI Mutual Fund?

Log in to your account on Torus Digital or the ITI Mutual Fund website. Select the mutual fund you wish to redeem, enter the number of units, and confirm the transaction.

How Much Time Does It Take to Redeem ITI Mutual Fund?

It typically takes 1-3 working days for the redeemed amount to be credited to your bank account, depending on the type of fund.

Why Should I Invest in ITI Mutual Fund?

ITI Mutual Fund offers a diverse range of high-performing schemes, robust risk management, and innovative investment solutions, making it a reliable choice for achieving long-term financial goals.