LIC Mutual Fund

Q: How to Calculate LIC Mutual Fund SIP?

Use our LIC Mutual Fund SIP Calculator and LIC Mutual Fund Lumpsum Calculator to estimate your returns based on your investment amount, duration, and expected rate of return.

Scheme Name		Min. Invest	AUM (In Cr)
LIC MF Value Fund - Direct (G) Value Fund \| Equity	16.58%	₹5,000	₹335.87	Invest
LIC MF Small Cap Fund - Direct (G) Small Cap Fund \| Equity	13.21%	₹5,000	₹841.28	Invest
LIC MF Manufacturing Fund - Direct (G) Thematic Fund \| Equity	10.92%	₹5,000	₹769.82	Invest
LIC MF Healthcare Fund - Direct (G) Sectoral Fund \| Equity	7.42%	₹5,000	₹99.36	Invest
LIC MF Arbitrage Fund - Direct (G) Arbitrage Fund \| Hybrid	6.74%	₹5,000	₹304.67	Invest
LIC MF Ultra Short Term Fund - Dir (G) Ultra Short Term Fund \| Debt	6.67%	₹5,000	₹1,419.87	Invest
LIC MF Money Market Fund - Direct (G) Money Market Fund \| Debt	6.55%	₹5,000	₹3,979.06	Invest
LIC MF Liquid Fund - Direct (G) Liquid Fund \| Debt	6.46%	₹5,000	₹12,871.93	Invest
LIC MF Ultra Short to Short Term Fund - Direct (G) Ultra Short to Short Term Fund \| Debt	6.20%	₹5,000	₹1,900.40	Invest
LIC MF Infrastructure Fund - Direct (G) Thematic Fund \| Equity	5.80%	₹5,000	₹1,153.34	Invest
LIC MF Overnight Fund - Direct (G) Overnight Fund \| Debt	5.25%	₹5,000	₹1,218.11	Invest
LIC MF Short Term Fund - Direct (G) Short Term Fund \| Debt	4.73%	₹5,000	₹121.62	Invest
LIC MF Banking & PSU Debt Fund - Direct (G) Banking and PSU Debt Fund \| Debt	4.45%	₹5,000	₹1,597.72	Invest
LIC MF Multi Cap Fund - Direct (G) Multi Cap Fund \| Equity	4.34%	₹5,000	₹2,187.21	Invest
LIC MF Conservative Hybrid Fund - Direct (G) Conservative Hybrid Fund \| Hybrid	1.69%	₹5,000	₹45.84	Invest
LIC MF Dividend Yield Fund - Direct (G) Dividend Yield Fund \| Equity	1.65%	₹5,000	₹737.92	Invest
LIC MF Equity Savings Fund - Direct (G) Equity Savings Fund \| Hybrid	1.29%	₹5,000	₹38.68	Invest
LIC MF Gilt Fund - Direct (G) Gilt Fund \| Debt	0.90%	₹10,000	₹44.01	Invest
LIC MF Nifty Next 50 Index Fund - Direct (G) Index Fund \| Other	0.25%	₹5,000	₹109.37	Invest
LIC MF Midcap Fund - Direct (G) Mid Cap Fund \| Equity	0.08%	₹5,000	₹369.21	Invest

LIC MF Value Fund - Direct (G)

Equity | Value Fund

1Y returns

16.58%

Min. Invest

₹5,000

AUM

₹335.87 Cr

LIC MF Small Cap Fund - Direct (G)

Equity | Small Cap Fund

1Y returns

13.21%

Min. Invest

₹5,000

AUM

₹841.28 Cr

LIC MF Manufacturing Fund - Direct (G)

Equity | Thematic Fund

1Y returns

10.92%

Min. Invest

₹5,000

AUM

₹769.82 Cr

LIC MF Healthcare Fund - Direct (G)

Equity | Sectoral Fund

1Y returns

7.42%

Min. Invest

₹5,000

AUM

₹99.36 Cr

LIC MF Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

6.74%

Min. Invest

₹5,000

AUM

₹304.67 Cr

LIC MF Ultra Short Term Fund - Dir (G)

Equity | Ultra Short Term Fund

1Y returns

6.67%

Min. Invest

₹5,000

AUM

₹1,419.87 Cr

LIC MF Money Market Fund - Direct (G)

Equity | Money Market Fund

1Y returns

6.55%

Min. Invest

₹5,000

AUM

₹3,979.06 Cr

LIC MF Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

6.46%

Min. Invest

₹5,000

AUM

₹12,871.93 Cr

LIC MF Ultra Short to Short Term Fund - Direct (G)

Equity | Ultra Short to Short Term Fund

1Y returns

6.20%

Min. Invest

₹5,000

AUM

₹1,900.40 Cr

LIC MF Infrastructure Fund - Direct (G)

Equity | Thematic Fund

1Y returns

5.80%

Min. Invest

₹5,000

AUM

₹1,153.34 Cr

LIC MF Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

5.25%

Min. Invest

₹5,000

AUM

₹1,218.11 Cr

LIC MF Short Term Fund - Direct (G)

Equity | Short Term Fund

1Y returns

4.73%

Min. Invest

₹5,000

AUM

₹121.62 Cr

LIC MF Banking & PSU Debt Fund - Direct (G)

Equity | Banking and PSU Debt Fund

1Y returns

4.45%

Min. Invest

₹5,000

AUM

₹1,597.72 Cr

LIC MF Multi Cap Fund - Direct (G)

Equity | Multi Cap Fund

1Y returns

4.34%

Min. Invest

₹5,000

AUM

₹2,187.21 Cr

LIC MF Conservative Hybrid Fund - Direct (G)

Equity | Conservative Hybrid Fund

1Y returns

1.69%

Min. Invest

₹5,000

AUM

₹45.84 Cr

LIC MF Dividend Yield Fund - Direct (G)

Equity | Dividend Yield Fund

1Y returns

1.65%

Min. Invest

₹5,000

AUM

₹737.92 Cr

LIC MF Equity Savings Fund - Direct (G)

Equity | Equity Savings Fund

1Y returns

1.29%

Min. Invest

₹5,000

AUM

₹38.68 Cr

LIC MF Gilt Fund - Direct (G)

Equity | Gilt Fund

1Y returns

0.90%

Min. Invest

₹10,000

AUM

₹44.01 Cr

LIC MF Nifty Next 50 Index Fund - Direct (G)

Equity | Index Fund

1Y returns

0.25%

Min. Invest

₹5,000

AUM

₹109.37 Cr

LIC MF Midcap Fund - Direct (G)

Equity | Mid Cap Fund

1Y returns

0.08%

Min. Invest

₹5,000

AUM

₹369.21 Cr

Top 10 LIC Mutual Fund

Scheme Name		Min. Invest	AUM (In Cr)
LIC MF Value Fund - Direct (G) Value Fund \| Equity	16.58%	₹5,000	₹335.87
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 16.58%, 16.30%, and 11.87%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Small Cap Fund - Direct (G) Small Cap Fund \| Equity	13.21%	₹5,000	₹841.28
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.21%, 16.40%, and 15.60%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Manufacturing Fund - Direct (G) Thematic Fund \| Equity	10.92%	₹5,000	₹769.82
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.92%, 6.94%, and 6.94%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Healthcare Fund - Direct (G) Sectoral Fund \| Equity	7.42%	₹5,000	₹99.36
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.42%, 20.11%, and 11.07%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Arbitrage Fund - Direct (G) Arbitrage Fund \| Hybrid	6.74%	₹5,000	₹304.67
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.74%, 7.11%, and 6.64%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Ultra Short Term Fund - Dir (G) Ultra Short Term Fund \| Debt	6.67%	₹5,000	₹1,419.87
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.67%, 7.21%, and 6.45%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Money Market Fund - Direct (G) Money Market Fund \| Debt	6.55%	₹5,000	₹3,979.06
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.55%, 6.76%, and 6.60%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Liquid Fund - Direct (G) Liquid Fund \| Debt	6.46%	₹5,000	₹12,871.93
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.46%, 6.90%, and 6.37%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Ultra Short to Short Term Fund - Direct (G) Ultra Short to Short Term Fund \| Debt	6.20%	₹5,000	₹1,900.40
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.20%, 7.30%, and 6.54%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

LIC MF Infrastructure Fund - Direct (G) Thematic Fund \| Equity	5.80%	₹5,000	₹1,153.34
Fund Performance: Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.80%, 21.07%, and 20.15%, respectively. This fund is part of the Equity category. Minimum Investment Requirements: You can start with a lump sum of ₹5,000, while the SIP option requires a minimum of ₹100.

Top 10 LIC Mutual Fund

LIC MF Value Fund - Direct (G)

Equity | Value Fund

1Y returns

16.58%

Min. Invest

₹5,000

AUM

₹335.87 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 16.58%, 16.30%, and 11.87%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Small Cap Fund - Direct (G)

Equity | Small Cap Fund

1Y returns

13.21%

Min. Invest

₹5,000

AUM

₹841.28 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 13.21%, 16.40%, and 15.60%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Manufacturing Fund - Direct (G)

Equity | Thematic Fund

1Y returns

10.92%

Min. Invest

₹5,000

AUM

₹769.82 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 10.92%, 6.94%, and 6.94%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Healthcare Fund - Direct (G)

Equity | Sectoral Fund

1Y returns

7.42%

Min. Invest

₹5,000

AUM

₹99.36 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 7.42%, 20.11%, and 11.07%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Arbitrage Fund - Direct (G)

Equity | Arbitrage Fund

1Y returns

6.74%

Min. Invest

₹5,000

AUM

₹304.67 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.74%, 7.11%, and 6.64%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Ultra Short Term Fund - Dir (G)

Equity | Ultra Short Term Fund

1Y returns

6.67%

Min. Invest

₹5,000

AUM

₹1,419.87 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.67%, 7.21%, and 6.45%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Money Market Fund - Direct (G)

Equity | Money Market Fund

1Y returns

6.55%

Min. Invest

₹5,000

AUM

₹3,979.06 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.55%, 6.76%, and 6.60%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Liquid Fund - Direct (G)

Equity | Liquid Fund

1Y returns

6.46%

Min. Invest

₹5,000

AUM

₹12,871.93 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.46%, 6.90%, and 6.37%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Ultra Short to Short Term Fund - Direct (G)

Equity | Ultra Short to Short Term Fund

1Y returns

6.20%

Min. Invest

₹5,000

AUM

₹1,900.40 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 6.20%, 7.30%, and 6.54%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Infrastructure Fund - Direct (G)

Equity | Thematic Fund

1Y returns

5.80%

Min. Invest

₹5,000

AUM

₹1,153.34 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.80%, 21.07%, and 20.15%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Overnight Fund - Direct (G)

Equity | Overnight Fund

1Y returns

5.25%

Min. Invest

₹5,000

AUM

₹1,218.11 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 5.25%, 6.03%, and 5.75%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Short Term Fund - Direct (G)

Equity | Short Term Fund

1Y returns

4.73%

Min. Invest

₹5,000

AUM

₹121.62 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.73%, 7.38%, and 6.24%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Banking & PSU Debt Fund - Direct (G)

Equity | Banking and PSU Debt Fund

1Y returns

4.45%

Min. Invest

₹5,000

AUM

₹1,597.72 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.45%, 7.20%, and 6.23%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Multi Cap Fund - Direct (G)

Equity | Multi Cap Fund

1Y returns

4.34%

Min. Invest

₹5,000

AUM

₹2,187.21 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 4.34%, 16.60%, and 17.70%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Conservative Hybrid Fund - Direct (G)

Equity | Conservative Hybrid Fund

1Y returns

1.69%

Min. Invest

₹5,000

AUM

₹45.84 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 1.69%, 6.22%, and 5.18%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Dividend Yield Fund - Direct (G)

Equity | Dividend Yield Fund

1Y returns

1.65%

Min. Invest

₹5,000

AUM

₹737.92 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 1.65%, 17.23%, and 13.34%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Equity Savings Fund - Direct (G)

Equity | Equity Savings Fund

1Y returns

1.29%

Min. Invest

₹5,000

AUM

₹38.68 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 1.29%, 8.11%, and 6.78%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Gilt Fund - Direct (G)

Equity | Gilt Fund

1Y returns

0.90%

Min. Invest

₹10,000

AUM

₹44.01 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 0.90%, 5.46%, and 4.85%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹10000, while the SIP option requires a minimum of ₹100.

LIC MF Nifty Next 50 Index Fund - Direct (G)

Equity | Index Fund

1Y returns

0.25%

Min. Invest

₹5,000

AUM

₹109.37 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 0.25%, 15.56%, and 9.74%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

LIC MF Midcap Fund - Direct (G)

Equity | Mid Cap Fund

1Y returns

0.08%

Min. Invest

₹5,000

AUM

₹369.21 Cr

Fund Performance:

Over the last 1, 3, and 5 years, the fund has delivered annualized returns of approximately 0.08%, 13.86%, and 10.11%, respectively. This fund is part of the Equity category.

Minimum Investment Requirements:

You can start with a lump sum of ₹5000, while the SIP option requires a minimum of ₹100.

FAQ’s

How to Start LIC Mutual Fund SIP Online?

Log in or register on Torus Digital or the LIC Mutual Fund website. Validate your identity using Digilocker. Choose your risk level, select a mutual fund scheme, and decide between a lump sum or SIP.

How to Calculate LIC Mutual Fund SIP?

Use our LIC SIP Calculator and LIC Lumpsum Calculator to estimate your returns based on your investment amount, duration and expected rate of return.

How to Redeem LIC Mutual Fund?

Log in to your account on Torus Digital or the LIC Mutual Fund website. Select the mutual fund you wish to redeem, enter the number of units, and confirm the transaction.

How Much Time Does It Take to Redeem LIC Mutual Fund?

It typically takes 1-3 working days for the redeemed amount to be credited to your bank account, depending on the type of fund.

Why Should I Invest in LIC Mutual Fund?

LIC Mutual Fund offers a diverse range of high-performing schemes, robust risk management, and innovative investment solutions, making it a reliable choice for achieving long-term financial goals.